Challenger banks
May 2025
7th in cohort
GB Bank
May 2025 debenture analysis for GB Bank. Challenger banks cohort, ranked 7th.
May 2025 Debenture Activity
Year-over-year comparison of debenture registrations for May 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 0 | 2 | 0 | 8 | +100% |
Borrower Profile
Average borrower characteristics compared to cohort for May 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| GB Bank | 5.4 | £1.7m |
| Cohort average | 6.5 | £636k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 6 |
| Financial support services | 1 |
| Building construction | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 3 |
| South East | 3 |
| North East | 1 |
| Midlands | 1 |
Notable New Debentures
Significant new debenture registrations in May 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 12/05/2025 | COHORT CAPITAL LTD | 6.4 yrs | London | Financial support services | Dec-2024, Turnover: £60.3m, Net Assets: £18.4m, Staff: 7, Est PBT: £15.7m |
| 23/05/2025 | OPARO SOCIAL 1B LTD | 4.4 yrs | South East | Building construction | Oct-2024, Net Assets: £133k, Est PBT: £-66k |
| 29/05/2025 | ST JAMES STUDENT | 6.2 yrs | North East | Real estate | Mar-2025, Trade Debtors: £9k, Debts: £1.8m, Net Assets: £-45k, Staff: 1, Est PBT: £249k |
| 15/05/2025 | ULUS PROPERTY HOLDING | 11.2 yrs | London | Real estate | Sep-2024, Debts: £1.4m, Net Assets: £532k, Staff: 1, Est PBT: £10k |
| 23/05/2025 | OPARO SOCIAL ADDISCOMBE | 3.1 yrs | South East | Real estate | Oct-2024, Net Assets: £125k, Est PBT: £182k |
| 20/05/2025 | KAEG INVESTMENTS LTD | 4.9 yrs | London | Real estate | Jun-2024, Net Assets: £255k, Staff: 4, Est PBT: £-2k |
| 01/05/2025 | MH BOREHAMWOOD LIMITED | 1.5 yrs | South East | Real estate | Nov-2024, Net Assets: £0k, Est PBT: £0k |
| 06/05/2025 | SOMERSET PROPERTIES | 1.8 yrs | Midlands | Real estate | Jul-2024, Net Assets: £0k |