Challenger banks
July 2025
7th in cohort
GB Bank
July 2025 debenture analysis for GB Bank. Challenger banks cohort, ranked 7th.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 0 | 3 | 5 | 7 | +29% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| GB Bank | 5.4 | £1.7m |
| Cohort average | 6.5 | £636k |
Top Sectors
| Sector | Count |
|---|---|
| Building construction | 4 |
| Real estate | 2 |
| Financial support services | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 4 |
| South East | 2 |
| North West | 1 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 11/07/2025 | COHORT CAPITAL LTD | 6.6 yrs | London | Financial support services | Dec-2024, Turnover: £60.3m, Net Assets: £18.4m, Staff: 7, Est PBT: £15.7m |
| 08/07/2025 | SPINDLEHAWK LIMITED | 10.9 yrs | North West | Real estate | Mar-2025, Trade Debtors: £1k, Debts: £11.9m, Net Assets: £10.6m, Staff: 3 |
| 04/07/2025 | JDP (SOUTH) LIMITED | 4.6 yrs | South East | Building construction | Nov-2024, Debts: £6.7m, Net Assets: £1.8m, Est PBT: £-51k |
| 23/07/2025 | FAITECH VENTURES LTD | 1.7 yrs | London | Real estate | Nov-2024, Net Assets: £606k, Est PBT: £0k |
| 04/07/2025 | JDP (RAMSGATE) LIMITED | 4.4 yrs | South East | Building construction | Jan-2025, Debts: £1.1m, Net Assets: £-192k, Est PBT: £-188k |
| 01/07/2025 | CIPRIANA LIMITED | 0.3 yrs | London 0 Building construction | - | - |
| 01/07/2025 | CIPRIANA NORTHWOOD | 0.3 yrs | London 0 Building construction LIMITED | - | - |