Challenger banks December 2025 7th in cohort

GB Bank

December 2025 debenture analysis for GB Bank. Challenger banks cohort, ranked 7th.

December 2025 Debenture Activity

Year-over-year comparison of debenture registrations for December 2025

Year 2022202320242025 YoY
Debentures 031213 +8%

Borrower Profile

Average borrower characteristics compared to cohort for December 2025

Avg age (yrs)Avg net assets
GB Bank5.4£1.7m
Cohort average6.5£636k

Top Sectors

SectorCount
Real estate8
Building construction2
Financial support services1
Financial services1
Personal services1

Top Regions

RegionCount
London9
North East2
South East1
Midlands1

Notable New Debentures

Significant new debenture registrations in December 2025

DateBusinessBus. ageRegionSectorFinancials
18/12/2025COHORT CAPITAL LTD7 yrsLondonFinancial support servicesDec-2024, Turnover: £60.3m, Net Assets: £18.4m, Staff: 7, Est PBT: £15.7m
09/12/2025FJ CORPORATION LTD14.8 yrsSouth EastReal estateMar-2024, Trade Debtors: £38k, Debts: £8.7m, Net Assets: £11.1m, Staff: 2
31/12/2025MLK HOLDINGS GROUP3.9 yrsNorth EastFinancial servicesMar-2024, Debts: £4.6m, Net Assets: £-71k, Est PBT: £-48k
11/12/2025FITZROVIA LAND LIMITED12.4 yrsLondonBuilding constructionMar-2025, Net Assets: £-1.6m, Est PBT: £-453k
19/12/2025AKYOL PROPERTIES LTD7.5 yrsLondonReal estateDec-2024, Debts: £2.4m, Net Assets: £216k, Est PBT: £5k
02/12/20255 DERBY STREET LIMITED3.8 yrsLondonReal estateJun-2025, Debts: £2.8m, Net Assets: £-541k, Staff: 1, Est PBT: £-416k
08/12/2025QR DEVELOPMENT LTD5.5 yrsLondonBuilding constructionMar-2025, Net Assets: £-410k, Est PBT: £-232k
24/12/2025Z-FIELD ESTATES LTD0.3 yrsLondon 0 Real estate--
01/12/2025SHOREDITCH CG1 yrsLTD 0.7 London 0 Real estate--
10/12/2025OAKFORD2025 yrsLIMITED 0.8 London 0 Real estate--

Other Monthly Reports

January 2025 February 2025 March 2025 April 2025 May 2025 June 2025 July 2025 August 2025 September 2025 October 2025 November 2025 February 2026 March 2026
Back to GB Bank profile