ABL + Invoice Finance
January 2025
3rd in cohort
eCapital Commercial Finance
January 2025 debenture analysis for eCapital Commercial Finance. ABL + Invoice Finance cohort, ranked 3rd.
January 2025 Debenture Activity
Year-over-year comparison of debenture registrations for January 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 21 | 26 | 35 | 27 | -30% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| eCapital Commercial Finance | 4.4 | £158k |
| Cohort average | 9.7 | £901k |
Top Sectors
| Sector | Count |
|---|---|
| Land transport & logistics | 4 |
| Wholesale trade | 3 |
| Employment services | 3 |
| Financial services | 3 |
| Rental & leasing | 2 |
Top Regions
| Region | Count |
|---|---|
| South West | 6 |
| London | 4 |
| Midlands | 3 |
| Wales | 2 |
| North West | 2 |
Notable New Debentures
Significant new debenture registrations in January 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 27/01/2025 | DAILY DOSE LTD | 8.9 yrs | London | Beverage manufacturing | Feb-2025, Turnover: £12.3m, Trade Debtors: £2.8m, Debts: £3.0m, Net Assets: £2.7m, Staff: 74, Est PBT: £-2.2m |
| 16/01/2025 | TECNOLOGIKA LIMITED | 15.1 yrs | London | Retail trade | Dec-2024, Trade Debtors: £923k, Debts: £262k, Net Assets: £-118k, Staff: 13, Est PBT: £143k |
| 27/01/2025 | TYNE TEES CRUSHING & SCREENING LIMITED | 19.8 yrs | North East | Waste management | May-2025, Trade Debtors: £548k, Debts: £1.8m, Other debts: £141k, Net Assets: £635k, Staff: 13, Est PBT: £-82k |
| 17/01/2025 | ADVANCED VISUALISATION TECHNOLOGIES LTD | 2.4 yrs | Yorkshire / Humber | Human health | Dec-2024, Trade Debtors: £452k, Net Assets: £239k, Staff: 25, Est PBT: £-42k |
| 28/01/2025 | FLEXI DIRECT LTD | 6.6 yrs | East of England | Human health | Nov-2024, Trade Debtors: £94k, Net Assets: £103k, Staff: 25, Est PBT: £23k |
| 29/01/2025 | GFCO LTD | 0.4 yrs | London | Paper products | Sep-2025, Trade Debtors: £220k, Debts: £321k, Other debts: £270k, Net Assets: £-839k, Staff: 20, Est PBT: £-1000k |
| 30/01/2025 | DEPENDABLE DISTRIBUTION LIMITED | 6.3 yrs | South East | Land transport & logistics | Oct-2025, Trade Debtors: £513k, Debts: £113k, Other debts: £233k, Net Assets: £180k, Staff: 15, Est PBT: £103k |
| 20/01/2025 | RED ROBIN SOLUTIONS LTD | 3.5 yrs | South West | Employment services | Jul-2023, Trade Debtors: £228k, Net Assets: £10k, Staff: 3, Est PBT: £11k |
| 08/01/2025 | SEASONAL TRANSFORMATIONS LIMITED | 2.7 yrs | South East | Wholesale trade | Apr-2025, Trade Debtors: £97k, Net Assets: £415k, Staff: 3, Est PBT: £54k |
| 28/01/2025 | PODZE LOGISTICS LTD | 7.7 yrs | South West | Postal & courier | May-2024, Net Assets: £7k, Staff: 2, Est PBT: £7k |