ABL + Invoice Finance
February 2025
3rd in cohort
eCapital Commercial Finance
February 2025 debenture analysis for eCapital Commercial Finance. ABL + Invoice Finance cohort, ranked 3rd.
February 2025 Debenture Activity
Year-over-year comparison of debenture registrations for February 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 31 | 42 | 63 | 38 | -66% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| eCapital Commercial Finance | 7.3 | £213k |
| Cohort average | 9.6 | £811k |
Top Sectors
| Sector | Count |
|---|---|
| Land transport & logistics | 5 |
| Fabricated metal products | 4 |
| Employment services | 3 |
| Wholesale trade | 3 |
| Other professional services | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 15 |
| North West | 7 |
| Midlands | 4 |
| Wales | 3 |
| London | 3 |
Notable New Debentures
Significant new debenture registrations in February 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 26/02/2025 | KACOO FASHION LTD | 17.8 yrs | North West | Wholesale trade | Sep-2024, Trade Debtors: £1.3m, Debts: £335k, Net Assets: £5.9m, Staff: 32 |
| 26/02/2025 | ISOURCE IT UK LIMITED | 17.6 yrs | Yorkshire / Humber | Employment services | Dec-2023, Trade Debtors: £1.6m, Debts: £531k, Other debts: £1.3m, Net Assets: £1.3m, Staff: 14, Est PBT: £37k |
| 28/02/2025 | CAPRICORN AUTOMOTIVE LIMITED | 33.1 yrs | South East | Fabricated metal products | Dec-2024, Trade Debtors: £421k, Debts: £1.3m, Other debts: £1.3m, Net Assets: £353k, Staff: 40, Est PBT: £139k |
| 24/02/2025 | WEYBRIDGE GROUP SERVICES LIMITED | 8.3 yrs | South East | Waste management | Dec-2024, Net Assets: £4k |
| 13/02/2025 | THE HOME IMPROVEMENT STUDIO (TRADE) LIMI.. | 9.1 yrs | East of England | Furniture manufacturing | Mar-2024, Trade Debtors: £188k, Net Assets: £0k, Staff: 25, Est PBT: £-69k |
| 28/02/2025 | M.E.D.A INTL LIMITED | 37.3 yrs | South East | Other professional services | Feb-2025, Trade Debtors: £34k, Debts: £136k, Other debts: £149k, Net Assets: £308k, Staff: 21, Est PBT: £-336k |
| 24/02/2025 | WEYBRIDGE SKIP HIRE LIMITED | 19.6 yrs | South East | Waste management | Dec-2024, Trade Debtors: £469k, Debts: £895k, Net Assets: £527k, Est PBT: £-409k |
| 10/02/2025 | LICENSE TO CHILL FOODS LTD | 16.8 yrs | South East | Food & beverage services | Dec-2023, Net Assets: £7k, Staff: 16, Est PBT: £-5k |
| 21/02/2025 | GOLDEN LIVING CARE SERVICES LTD | 5.9 yrs | Midlands | Residential care | Mar-2025, Trade Debtors: £69k, Debts: £8k, Net Assets: £129k, Staff: 14, Est PBT: £0k |
| 10/02/2025 | CHRISTIE INTERNATIONAL LIMITED | 22.2 yrs | South West | Wholesale trade | Nov-2024, Trade Debtors: £338k, Debts: £35k, Other debts: £10k, Net Assets: £2k, Staff: 4, Est PBT: £18k |