ABL + Invoice Finance
October 2025
4th in cohort
Cynergy Business Finance
October 2025 debenture analysis for Cynergy Business Finance. ABL + Invoice Finance cohort, ranked 4th.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 9 | 14 | 23 | 29 | +21% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Cynergy Business Finance | 15 | £859k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Financial services | 8 |
| Head offices & consultancy | 6 |
| Wholesale trade | 4 |
| Wood products | 2 |
| Apparel manufacturing | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 11 |
| Yorkshire / Humber | 6 |
| London | 5 |
| Scotland | 2 |
| East of England | 2 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 08/10/2025 | FARGRO LIMITED | 18 yrs | South East | Wholesale trade | Mar-2025, Turnover: £41.7m, Trade Debtors: £7.6m, Debts: £7.5m, Net Assets: £2.2m |
| 08/10/2025 | FARGROUP LIMITED | 4.8 yrs | South East | Financial services | Mar-2025, Turnover: £42.0m, Trade Debtors: £7.6m, Debts: £7.5m |
| 01/10/2025 | DISCOVERY FLEXIBLES LIMITED | 36.1 yrs | Scotland | Office & business support | Dec-2024, Turnover: £15.4m, Trade Debtors: £2.3m, Debts: £263k, Net Assets: £949k |
| 27/10/2025 | ROLLINS & SONS (LONDON) | 101.3 yrs | South East | Wholesale trade | Dec-2024, Turnover: £15.6m, Trade Debtors: £2.5m, Debts: £67k, Other debts: £1.3m |
| 21/10/2025 | ATB | 2021 yrs | TOPCO LIMITED 4.8 South East | - | Oct-2024, Turnover: £12.0m, Trade Debtors: £956k, Debts: £6.0m |
| 21/10/2025 | WHYTE BIKES LIMITED | 38.4 yrs | South East | - | Oct-2024, Turnover: £11.1m, Trade Debtors: £950k, Debts: £2.0m, Net Assets: £-2.0m |
| 02/10/2025 | SHAW TIMBER LIMITED | 49.2 yrs | Yorkshire / | Wood products | Mar-2025, Turnover: £9.9m, Trade Debtors: £1.7m, Debts: £1.2m, Net Assets: £4.9m |
| 02/10/2025 | SHAW PALLET LIMITED | 51.8 yrs | Yorkshire / | Wood products | Mar-2025, Trade Debtors: £1.3m, Net Assets: £3.6m, Staff: 43, Est PBT: £-313k |
| 02/10/2025 | SHAW TIMBER GROUP LIMITED | 2.6 yrs | East of England | Financial services | Mar-2025, Net Assets: £-1.2m, Est PBT: £-1.0m |