ABL + Invoice Finance
July 2025
6th in cohort
Cynergy Business Finance
July 2025 debenture analysis for Cynergy Business Finance. ABL + Invoice Finance cohort, ranked 6th.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 101 | 125 | 132 | 106 | -25% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Cynergy Business Finance | 15 | £859k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Financial services | 3 |
| Head offices & consultancy | 3 |
| Office & business support | 2 |
| Employment services | 2 |
| Unknown | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 7 |
| East of England | 6 |
| Scotland | 3 |
| Midlands | 3 |
| East Midlands | 3 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 25/07/2025 | TATTON RECRUITMENT GROUP | 28.3 yrs | North West | Employment services | Mar-2025, Turnover: £43.8m, Trade Debtors: £4.3m, Net Assets: £11.0m, Staff: 76 |
| 24/07/2025 | CENTRAL PHARMA CONTRACT | 13.1 yrs | East of England | Financial services | Dec-2024, Turnover: £19.1m, Trade Debtors: £2.0m, Debts: £3.2m, Net Assets: £-2.0m |
| 28/07/2025 | DALBY HOLDINGS LIMITED | 29.9 yrs | East Midlands | Head offices & consultancy | Mar-2025, Turnover: £12.8m, Trade Debtors: £2.7m, Debts: £3.3m, Net Assets: £2.8m |
| 24/07/2025 | MERIT GROUP HOLDINGS | 10.2 yrs | South East | - | Aug-2024, Turnover: £22.2m, Trade Debtors: £4.3m, Debts: £1.6m, Other debts: £2.8m |
| 01/07/2025 | SCRATCH MEALS LTD | 16.3 yrs | Yorkshire / | - | Apr-2025, Trade Debtors: £738k, Other debts: £619k, Net Assets: £-321k, Staff: 114 |
| 28/07/2025 | HARRY DALBY ENGINEERING | 40 yrs | East Midlands | Machinery & equipment | Mar-2025, Turnover: £7.8m, Trade Debtors: £1.4m, Debts: £412k, Other debts: £412k |
| 24/07/2025 | MERIT INSULATION SUPPLIES | 6.8 yrs | South East | - | Aug-2024, Trade Debtors: £2.6m, Debts: £317k, Net Assets: £412k, Staff: 21 |
| 30/07/2025 | ECO-GENICS (HOLDINGS) LTD | 11 yrs | Scotland | Financial services | Jul-2024, Turnover: £6.4m, Trade Debtors: £1.3m, Debts: £7.3m, Net Assets: £-1.0m |
| 24/07/2025 | MERIT PROPERTY LIMITED | 10.5 yrs | South East | Real estate | Aug-2024, Trade Debtors: £3k, Debts: £4.5m, Net Assets: £5.1m, Est PBT: £-277k |