ABL + Invoice Finance
January 2026
17th in cohort
Cynergy Business Finance
January 2026 debenture analysis for Cynergy Business Finance. ABL + Invoice Finance cohort, ranked 17th.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 24 | 31 | 15 | 8 | -7 | -47% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Cynergy Business Finance | 27.4 | £2.3m |
| Cohort average | 10.1 | £708k |
Top Sectors
| Sector | Count |
|---|---|
| Financial services | 2 |
| Non-metallic minerals | 1 |
| Specialist construction | 1 |
| Personal services | 1 |
| Machinery & equipment | 1 |
Top Regions
| Region | Count |
|---|---|
| North West | 4 |
| East Midlands | 3 |
| Yorkshire / Humber | 1 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 12/01/2026 | ENSCO | 1337 yrs | LIMITED 6.8 North West | - | Apr-2024, Turnover: £17.8m, Trade Debtors: £2.5m, Debts: £1.8m, Other debts: £12.8m |
| 12/01/2026 | ELE ADVANCED | 25.8 yrs | North West | Machinery & equipment | Apr-2024, Turnover: £15.4m, Trade Debtors: £2.1m, Debts: £1.8m, Net Assets: £9.6m |
| 12/01/2026 | REGENCY GLASS LIMITED | 19.4 yrs | North West | Non-metallic minerals | Dec-2024, Turnover: £17.5m, Trade Debtors: £1.7m, Debts: £2.9m, Other debts: £2.4m |
| 12/01/2026 | WEBRO CABLES AND | 45.8 yrs | East Midlands | Electrical equipment | Mar-2024, Turnover: £19.8m, Trade Debtors: £3.5m, Debts: £794k, Net Assets: £5.8m |
| 06/01/2026 | EDSB INTEGRATED SOLUTIONS | 8.6 yrs | East Midlands | Personal services | Mar-2025, Net Assets: £238k, Staff: 12, Est PBT: £68k |
| 06/01/2026 | EDSB RENEWABLE ENERGY | 3.7 yrs | East Midlands | Specialist construction | Mar-2025, Net Assets: £1k |
| 29/01/2026 | STEEL DYNAMICS HOLDINGS | 0.1 yrs | North West 0 Financial services LIMITED | - | - |
| 15/01/2026 | BRODIE EQUITY LIMITED | 0.7 yrs | Yorkshire / 0 Financial services Humber | - | - |