ABL + Invoice Finance
December 2025
6th in cohort
Cynergy Business Finance
December 2025 debenture analysis for Cynergy Business Finance. ABL + Invoice Finance cohort, ranked 6th.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 19 | 13 | 28 | 24 | -17% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Cynergy Business Finance | 15 | £859k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Financial services | 6 |
| Wholesale trade | 4 |
| Non-metallic minerals | 2 |
| Retail trade | 1 |
| Other professional services | 1 |
Top Regions
| Region | Count |
|---|---|
| North West | 12 |
| North East | 4 |
| Midlands | 3 |
| East Midlands | 2 |
| London | 2 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 08/12/2025 | G T EMISSIONS SYSTEMS | 51.2 yrs | North East | Fabricated metal products | Dec-2024, Turnover: £46.4m, Trade Debtors: £8.8m, Net Assets: £1.7m, Staff: 209 |
| 23/12/2025 | REGENCY GLASS LIMITED | 19.4 yrs | North West | Non-metallic minerals | Dec-2024, Turnover: £17.5m, Trade Debtors: £1.7m, Debts: £2.9m, Other debts: £2.4m |
| 09/12/2025 | MAJSTOR HOLDINGS LIMITED | 2.5 yrs | North West | Financial services | Jun-2024, Turnover: £26.4m, Trade Debtors: £1.7m, Debts: £6.5m, Net Assets: £7k |
| 23/12/2025 | REGENCY GLASS (HOLDINGS) | 9.9 yrs | North West | Financial services | Dec-2024, Turnover: £17.5m, Trade Debtors: £1.7m, Debts: £2.9m, Other debts: £2.4m |
| 24/12/2025 | EDSB LIMITED | 17.2 yrs | East Midlands | Specialist construction | Mar-2024, Net Assets: £1.4m, Staff: 115, Est PBT: £77k |
| 23/12/2025 | FUGEN UK LIMITED | 15.2 yrs | London | Wholesale trade | Apr-2025, Turnover: £11.5m, Trade Debtors: £2.5m, Debts: £1.2m, Other debts: £467k |
| 19/12/2025 | FABRICA HOLDINGS LTD | 8.5 yrs | North West | Real estate | Dec-2024, Debts: £4.1m, Net Assets: £5.3m, Staff: 3, Est PBT: £1.2m |
| 09/12/2025 | 2 RENT UK LIMITED | 17.4 yrs | North West | Rental & leasing | Jun-2024, Trade Debtors: £1.1m, Debts: £6.2m, Net Assets: £4.7m, Staff: 23 |
| 09/12/2025 | LEIGH SPINNERS LIMITED | 71.8 yrs | North West | - | Feb-2025, Trade Debtors: £556k, Debts: £261k, Net Assets: £406k, Staff: 41 |
| 11/12/2025 | 2 WORKS TM LIMITED | 16.4 yrs | North West | - | Jun-2024, Trade Debtors: £331k, Debts: £391k, Net Assets: £-2.1m, Staff: 40 |