Other banks
October 2025
5th in cohort
Cynergy Bank
October 2025 debenture analysis for Cynergy Bank. Other banks cohort, ranked 5th.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 32 | 27 | 37 | 59 | +37% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Cynergy Bank | 8.8 | £2.4m |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 27 |
| Education | 20 |
| Financial services | 6 |
| Office & business support | 1 |
| Residential care | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 34 |
| London | 11 |
| North West | 6 |
| South West | 4 |
| Yorkshire / Humber | 3 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 10/10/2025 | AS SOUTHERN LIMITED | 8.8 yrs | South East | - | Aug-2024, Turnover: £24.0m, Trade Debtors: £3.4m, Net Assets: £1.6m, Staff: 383 |
| 10/10/2025 | AS HOLDCO LIMITED | 2.1 yrs | South East | Financial services | Aug-2024, Turnover: £15.8m, Trade Debtors: £3.4m, Debts: £15.5m |
| 10/10/2025 | ALPHA SCHOOLS (HOLDINGS) | 15 yrs | South East | - | Aug-2024, Turnover: £15.2m, Trade Debtors: £3.0m, Debts: £15.5m, Net Assets: £15.7m |
| 10/10/2025 | SHERRARDSWOOD HOLDINGS | 2.1 yrs | South East | Financial services | Aug-2024, Net Assets: £36.0m, Est PBT: £0k |
| 29/10/2025 | STAY ORIGINAL COMPANY LTD | 15.3 yrs | South West | Accommodation | Sep-2024, Turnover: £12.4m, Trade Debtors: £45k, Debts: £12.2m, Other debts: £474k |
| 13/10/2025 | MH HOLDINGS CORPORATION | 7.9 yrs | London | - | Dec-2024, Trade Debtors: £12k, Debts: £1.6m, Other debts: £14.2m, Net Assets: £6.9m |
| 16/10/2025 | LINKUP MANAGEMENT LIMITED | 24.6 yrs | London | Real estate | Mar-2025, Debts: £11.9m, Net Assets: £8.4m, Est PBT: £120k |
| 10/10/2025 | SHERRARDSWOOD LIMITED | 8.4 yrs | South East | Education | Aug-2024, Trade Debtors: £963k, Net Assets: £6.6m, Staff: 104, Est PBT: £1.8m |
| 10/10/2025 | ST EDWARDS SENIOR SCHOOL | 2.2 yrs | South West | Education | Aug-2024, Trade Debtors: £1.0m, Net Assets: £567k, Staff: 88, Est PBT: £667k |
| 10/10/2025 | TRINITY SCHOOL LIMITED | 6.2 yrs | South West | Education | Aug-2024, Trade Debtors: £501k, Net Assets: £-605k, Staff: 75, Est PBT: £-791k |