Other banks
August 2025
7th in cohort
Cynergy Bank
August 2025 debenture analysis for Cynergy Bank. Other banks cohort, ranked 7th.
August 2025 Debenture Activity
Year-over-year comparison of debenture registrations for August 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 10 | 38 | 23 | 37 | +38% |
Borrower Profile
Average borrower characteristics compared to cohort for August 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Cynergy Bank | 8.8 | £2.4m |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 17 |
| Financial services | 9 |
| Food & beverage services | 3 |
| Personal services | 1 |
| Retail trade | 1 |
Top Regions
| Region | Count |
|---|---|
| North West | 13 |
| London | 11 |
| South East | 8 |
| Scotland | 3 |
| Midlands | 2 |
Notable New Debentures
Significant new debenture registrations in August 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 22/08/2025 | SPLENDID HOLDINGS LTD | 4 yrs | South East | Financial services | Dec-2024, Turnover: £73.9m, Trade Debtors: £1k, Debts: £20.8m, Other debts: £15.1m |
| 06/08/2025 | VVS INVESTMENTS LIMITED | 6.9 yrs | Scotland | Real estate | Jun-2024, Turnover: £43.1m, Trade Debtors: £379k, Debts: £31.9m, Net Assets: £1.2m |
| 04/08/2025 | BUZZWORKS HOSPITALITY | 35.4 yrs | Scotland | Food & beverage services | May-2025, Turnover: £26.1m, Trade Debtors: £7k, Debts: £3.9m, Net Assets: £4.3m |
| 05/08/2025 | SEVEN CAPITAL (CROCUS) LTD | 8.5 yrs | Midlands | Real estate | Jan-2025, Turnover: £10.5m, Trade Debtors: £1k, Other debts: £41.7m |
| 15/08/2025 | SOUL DEVELOPMENT | 3.6 yrs | London | Financial services | Dec-2024, Net Assets: £17.9m, Est PBT: £-58k |
| 11/08/2025 | MERIT GROUP HOLDINGS | 10.3 yrs | South East | - | Aug-2024, Turnover: £22.2m, Trade Debtors: £4.3m, Debts: £1.6m, Other debts: £2.8m |
| 15/08/2025 | SOUL PROPCO | 3 yrs | LIMITED 2.4 London | Real estate | Dec-2024, Net Assets: £66k, Est PBT: £94k |
| 20/08/2025 | INGLENOOK INNS & TAVERNS | 3.3 yrs | North West | Financial services | Dec-2024, Net Assets: £139k, Staff: 3 |
| 11/08/2025 | MERIT INSULATION SUPPLIES | 6.9 yrs | South East | - | Aug-2024, Trade Debtors: £2.6m, Debts: £317k, Net Assets: £412k, Staff: 21 |
| 11/08/2025 | MERIT PROPERTY LIMITED | 10.6 yrs | South East | Real estate | Aug-2024, Trade Debtors: £3k, Debts: £4.5m, Net Assets: £5.1m, Est PBT: £-277k |