Loan providers
September 2025
2nd in cohort
CubeFunder
September 2025 debenture analysis for CubeFunder. Loan providers cohort, ranked 2nd.
September 2025 Debenture Activity
Year-over-year comparison of debenture registrations for September 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 7 | 14 | 26 | 54 | +52% |
Borrower Profile
Average borrower characteristics compared to cohort for September 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| CubeFunder | 3.9 | £11k |
| Cohort average | 8.4 | £335k |
Top Sectors
| Sector | Count |
|---|---|
| Retail trade | 12 |
| Food & beverage services | 8 |
| Building construction | 7 |
| Specialist construction | 7 |
| Personal services | 3 |
Top Regions
| Region | Count |
|---|---|
| London | 16 |
| South East | 10 |
| South West | 5 |
| Yorkshire / Humber | 5 |
| Wales | 4 |
Notable New Debentures
Significant new debenture registrations in September 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 05/09/2025 | MURRAY HOME CARE LTD | 3.4 yrs | North West | Social work | Sep-2025, Trade Debtors: £17k, Debts: £16k, Net Assets: £-58k, Staff: 35, Est PBT: £-32k |
| 15/09/2025 | SOCIAL POTTERY PAINTING LTD | 8 yrs | London | Retail trade | Sep-2024, Debts: £58k, Net Assets: £40k, Staff: 32, Est PBT: £8k |
| 05/09/2025 | Z&Z FOOD SERVICES LTD | 2.1 yrs | London | Food & beverage services | Jul-2025, Net Assets: £-129k, Staff: 14, Est PBT: £-140k |
| 11/09/2025 | CJJ COACHES LIMITED | 5.7 yrs | South East | Logistics & warehousing | Dec-2024, Net Assets: £364k, Staff: 10, Est PBT: £248k |
| 26/09/2025 | MLS RETAIL (PORTHCAWL) | 8.2 yrs | Wales | Retail trade | Jul-2024, Debts: £43k, Net Assets: £-29k, Staff: 8, Est PBT: £-21k |
| 05/09/2025 | ANIL MARKET LTD | 9.3 yrs | London | Retail trade | May-2025, Net Assets: £21k, Staff: 7, Est PBT: £2k |
| 08/09/2025 | DT GARDENING AND | 2.1 yrs | South East | Specialist construction | Aug-2024, Net Assets: £0k, Staff: 5, Est PBT: £0k |
| 09/09/2025 | BRANDO WANDSWORTH LTD | 0.8 yrs | London | Building construction | Nov-2025, Net Assets: £7k, Staff: 4, Est PBT: £0k |
| 30/09/2025 | BACK TO BALANCE | 3.5 yrs | South East | Human health | Mar-2025, Net Assets: £-36k, Staff: 4, Est PBT: £-45k |
| 22/09/2025 | LOVELY SWEET & SNACKS LTD | 4 yrs | London | Retail trade | Sep-2024, Net Assets: £-6k, Staff: 4, Est PBT: £2k |