Loan providers
July 2025
2nd in cohort
CubeFunder
July 2025 debenture analysis for CubeFunder. Loan providers cohort, ranked 2nd.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 10 | 10 | 30 | 43 | +30% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| CubeFunder | 3.9 | £11k |
| Cohort average | 8.4 | £335k |
Top Sectors
| Sector | Count |
|---|---|
| Retail trade | 9 |
| Food & beverage services | 8 |
| Specialist construction | 4 |
| Wholesale trade | 4 |
| Wholesale & retail trade | 2 |
Top Regions
| Region | Count |
|---|---|
| London | 10 |
| South East | 7 |
| Midlands | 7 |
| North West | 5 |
| South West | 5 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 23/07/2025 | INVOLVED CARE LTD | 4.4 yrs | East Midlands | Residential care | Feb-2025, Net Assets: £0k, Staff: 9, Est PBT: £0k |
| 07/07/2025 | RK LIVESTOCK LTD | 4.2 yrs | Yorkshire / | Wholesale trade | May-2025, Trade Debtors: £127k, Net Assets: £42k, Staff: 6, Est PBT: £17k |
| 17/07/2025 | MARLOWS STOVES LIMITED | 13.1 yrs | South East | Retail trade | Jul-2024, Net Assets: £-23k, Staff: 6, Est PBT: £-87k |
| 29/07/2025 | A J H COURIERS LTD | 7.3 yrs | Midlands | Land transport & logistics | Apr-2024, Trade Debtors: £165k, Debts: £24k, Net Assets: £-40k, Staff: 2, Est PBT: £-11k |
| 16/07/2025 | AYOPAYA LTD | 1.3 yrs | London | Food & beverage services | Apr-2025, Net Assets: £-12k, Staff: 5, Est PBT: £0k |
| 08/07/2025 | WRAP ROLL LIMITED | 0.3 yrs | London | Food & beverage services | Nov-2025, Debts: £4k, Net Assets: £1k, Staff: 4, Est PBT: £2k |
| 11/07/2025 | RR FOOD & WINE LIMITED | 3.3 yrs | Wales | Retail trade | Feb-2025, Net Assets: £13k, Staff: 4, Est PBT: £2k |
| 08/07/2025 | HUSH HUSH LIMITED | 4.5 yrs | Midlands | Land transport & logistics | Jan-2025, Net Assets: £2k, Staff: 4, Est PBT: £3k |
| 09/07/2025 | T & T LETS CLEAN LIMITED | 7.3 yrs | South East | Property & facilities services | Mar-2025, Trade Debtors: £8k, Debts: £21k, Net Assets: £-14k, Staff: 4, Est PBT: £-25k |
| 14/07/2025 | OFF THE UK LTD | 6 yrs | North West | Food & beverage services | Jul-2025, Trade Debtors: £104k, Debts: £74k, Net Assets: £-62k, Est PBT: £17k |