Loan providers
January 2026
2nd in cohort
CubeFunder
January 2026 debenture analysis for CubeFunder. Loan providers cohort, ranked 2nd.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 3 | 22 | 20 | 21 | +1 | +5% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| CubeFunder | 2.5 | -£20k |
| Cohort average | 7.9 | £282k |
Top Sectors
| Sector | Count |
|---|---|
| Retail trade | 6 |
| Specialist construction | 3 |
| Food & beverage services | 3 |
| Wholesale & retail trade | 2 |
| Furniture manufacturing | 1 |
Top Regions
| Region | Count |
|---|---|
| North West | 5 |
| South East | 4 |
| Yorkshire / Humber | 3 |
| South West | 2 |
| London | 2 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 09/01/2026 | INARA SYSTEMS LIMITED | 11.8 yrs | East of England | Office & business support | Mar-2025, Net Assets: £30k, Staff: 5, Est PBT: £33k |
| 26/01/2026 | KYY TRINITY FUEL UK LTD | 4.3 yrs | London | Retail trade | Sep-2024, Net Assets: £7k, Staff: 4, Est PBT: £4k |
| 09/01/2026 | AD CARPENTRY & | 2 yrs | South West | Specialist construction | Jan-2025, Net Assets: £3k, Staff: 3, Est PBT: £0k |
| 30/01/2026 | RCDC ELECTRICAL LTD | 3.6 yrs | Yorkshire / | Specialist construction | Jul-2024, Net Assets: £47k, Staff: 3, Est PBT: £35k |
| 30/01/2026 | ST.RAPHAEL CONVENIENCE | 9.9 yrs | South East | Retail trade | Feb-2025, Net Assets: £1k, Staff: 3, Est PBT: £0k |
| 26/01/2026 | ADELINE WATERSON LTD | 1.6 yrs | Yorkshire / | Furniture manufacturing | Jun-2025, Net Assets: £2k, Staff: 2, Est PBT: £2k |
| 30/01/2026 | TANISHKAA11 LTD | 6.7 yrs | South East | Retail trade | Jul-2024, Net Assets: £2k, Staff: 2, Est PBT: £-3k |
| 30/01/2026 | ALEXEVA LTD | 2.5 yrs | Wales | Property & facilities services | Aug-2025, Net Assets: £0k, Staff: 1, Est PBT: £-1k |
| 22/01/2026 | NOVO REPAIRS LTD | 3 yrs | South West | Wholesale & retail trade | Jan-2025, Net Assets: £10k, Staff: 1, Est PBT: £9k |
| 26/01/2026 | SCREED R US LTD | 3.6 yrs | Midlands | Specialist construction | Jun-2024, Net Assets: £1k, Staff: 1, Est PBT: £-10k |