Loan providers
January 2025
3rd in cohort
CubeFunder
January 2025 debenture analysis for CubeFunder. Loan providers cohort, ranked 3rd.
January 2025 Debenture Activity
Year-over-year comparison of debenture registrations for January 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 0 | 3 | 22 | 20 | -10% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| CubeFunder | 4.4 | £76k |
| Cohort average | 9.6 | £256k |
Top Sectors
| Sector | Count |
|---|---|
| Food & beverage services | 5 |
| Retail trade | 3 |
| Specialist construction | 3 |
| Accommodation | 2 |
| Employment services | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 6 |
| London | 6 |
| Yorkshire / Humber | 3 |
| Midlands | 2 |
| North West | 2 |
Notable New Debentures
Significant new debenture registrations in January 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 14/01/2025 | OPTIMUM VEHICLES LIMITED | 17 yrs | Yorkshire / Humber | Wholesale & retail trade | Feb-2024, Net Assets: £220k, Staff: 21, Est PBT: £-206k |
| 14/01/2025 | ACRE INVEST (COLLINGDON) LIMITED | 8 yrs | South East | Building construction | Jan-2024, Debts: £1.9m, Net Assets: £-501k, Staff: 1, Est PBT: £-394k |
| 14/01/2025 | RS1 CAPITAL LIMITED | 7 yrs | London | Employment services | Jan-2025, Net Assets: £1.7m, Staff: 1, Est PBT: £1.2m |
| 13/01/2025 | ON POINT BUILDING & JOINERY LTD | 0.5 yrs | London | Specialist construction | Jul-2025, Net Assets: £99k, Staff: 9 |
| 23/01/2025 | BOSSPERIPERI LIMITED | 3.7 yrs | South East | Food & beverage services | May-2024, Net Assets: £-14k, Staff: 9, Est PBT: £-18k |
| 16/01/2025 | EATERY COLLECTION LIMITED | 0.7 yrs | South East | Food & beverage services | May-2025, Net Assets: £-73k, Staff: 7 |
| 13/01/2025 | DJB INSTALLATION LIMITED | 12 yrs | North West | Specialist construction | Jan-2025, Net Assets: £3k, Staff: 3, Est PBT: £-5k |
| 28/01/2025 | GROWTH MEDICAL LIMITED | 8.4 yrs | South East | Wholesale trade | Aug-2024, Trade Debtors: £60k, Net Assets: £-33k, Staff: 1, Est PBT: £-42k |
| 07/01/2025 | M&S MART LIMITED | 0.8 yrs | North East | Retail trade | Mar-2025, Net Assets: £2k, Staff: 2 |
| 23/01/2025 | BICKLEY CONVENIENCE STORES LTD | 1 yrs | South East | Retail trade | Jan-2025, Net Assets: £25k, Staff: 2 |