Loan providers
December 2025
2nd in cohort
CubeFunder
December 2025 debenture analysis for CubeFunder. Loan providers cohort, ranked 2nd.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 3 | 18 | 32 | 26 | -23% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| CubeFunder | 3.9 | £11k |
| Cohort average | 8.4 | £335k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 3 |
| Food & beverage services | 3 |
| Property & facilities services | 2 |
| Retail trade | 2 |
| Land transport & logistics | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 7 |
| London | 6 |
| South West | 3 |
| East of England | 3 |
| North West | 2 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 11/12/2025 | 21ROOT LIMITED | 2.2 yrs | London | Real estate | Sep-2024, Debts: £0k, Net Assets: £-32k, Staff: 15, Est PBT: £-40k |
| 02/12/2025 | TITANIC KITCHEN LTD | 6.7 yrs | London | Food & beverage services | Mar-2025, Debts: £39k, Net Assets: £42k, Staff: 5, Est PBT: £14k |
| 04/12/2025 | CREATIVE JAM LTD | 10.5 yrs | South East | Media production | Jun-2024, Debts: £18k, Net Assets: £0k, Staff: 5, Est PBT: £-29k |
| 15/12/2025 | DEEJA HOUSE LTD | 2.4 yrs | South East | Food & beverage services | Jul-2025, Turnover: £80k, Net Assets: £10k, Staff: 2, Est PBT: £10k |
| 15/12/2025 | SPARTAN SCAFFOLDING | 2.6 yrs | South West | Specialist construction | Mar-2025, Net Assets: £76k, Staff: 2, Est PBT: £37k |
| 01/12/2025 | THE CREW MAINTENANCE | 3 yrs | London | Civil engineering | Nov-2024, Net Assets: £16k, Staff: 2, Est PBT: £10k |
| 05/12/2025 | AQUILA SUPPORTED LIVING | 3.8 yrs | East of England | Residential care | Feb-2025, Net Assets: £1k, Staff: 2, Est PBT: £2k |
| 17/12/2025 | BLUE STONE CLEANING | 4.4 yrs | London | Property & facilities services | Nov-2024, Net Assets: £3k, Staff: 2, Est PBT: £-13k |
| 19/12/2025 | GOLDTHORPE ENGINEERING | 2.2 yrs | North West | Other professional services | Oct-2024, Net Assets: £0k, Staff: 1, Est PBT: £0k |
| 02/12/2025 | AMMYS STORE LTD | 3.4 yrs | London | Retail trade | Jul-2024, Net Assets: £30k, Staff: 1, Est PBT: £38k |