Loan providers
April 2025
2nd in cohort
CubeFunder
April 2025 debenture analysis for CubeFunder. Loan providers cohort, ranked 2nd.
April 2025 Debenture Activity
Year-over-year comparison of debenture registrations for April 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 3 | 9 | 20 | 26 | +23% |
Borrower Profile
Average borrower characteristics compared to cohort for April 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| CubeFunder | 3.9 | £11k |
| Cohort average | 8.4 | £335k |
Top Sectors
| Sector | Count |
|---|---|
| Retail trade | 5 |
| Specialist construction | 5 |
| Food & beverage services | 4 |
| Real estate | 3 |
| Wholesale & retail trade | 3 |
Top Regions
| Region | Count |
|---|---|
| Yorkshire / Humber | 6 |
| South East | 6 |
| South West | 4 |
| Wales | 3 |
| London | 3 |
Notable New Debentures
Significant new debenture registrations in April 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 17/04/2025 | RASOI FOODS LTD | 4.1 yrs | Yorkshire / | Food & beverage services | Mar-2025, Trade Debtors: £56k, Debts: £199k, Net Assets: £49k, Staff: 11, Est PBT: £5k |
| 07/04/2025 | PALMOWSKI HAIR DESIGN | 2.3 yrs | Yorkshire / | Personal services | Dec-2024, Net Assets: £-12k, Staff: 7, Est PBT: £-6k |
| 08/04/2025 | ELITE SCAFFOLDING UK | 3.9 yrs | North West | Specialist construction | Jul-2025, Trade Debtors: £74k, Debts: £56k, Net Assets: £-57k, Staff: 7, Est PBT: £-141k |
| 07/04/2025 | ACCOUNTX LTD | 7.2 yrs | South East | Legal & accounting | Dec-2024, Net Assets: £118k, Staff: 7, Est PBT: £-5k |
| 03/04/2025 | HS RETAILER LTD | 2.2 yrs | Yorkshire / | Retail trade | Jan-2025, Net Assets: £29k, Staff: 6, Est PBT: £19k |
| 17/04/2025 | YAL RETAIL LTD | 0.9 yrs | Wales | Retail trade | May-2025, Net Assets: £-21k, Staff: 5, Est PBT: £0k |
| 16/04/2025 | LINA FOOD CENTRE LIMITED | 4.7 yrs | London | Retail trade | Jun-2025, Debts: £129k, Net Assets: £21k, Staff: 5, Est PBT: £-45k |
| 08/04/2025 | HD BATHROOMS AND HEATING | 0.6 yrs | Wales | Specialist construction | Sep-2025, Net Assets: £0k, Staff: 4, Est PBT: £0k |
| 08/04/2025 | WORKWEAR PRO DIRECT | 3.9 yrs | South West | Retail trade | May-2025, Trade Debtors: £48k, Debts: £29k, Net Assets: £-145k, Staff: 3, Est PBT: £-6k |
| 24/04/2025 | SHOPEZY LTD | 5.3 yrs | South East | Information services | Jan-2025, Net Assets: £-322k, Staff: 2, Est PBT: £-116k |