ABL + Invoice Finance
January 2026
1st in cohort
Close Brothers
January 2026 debenture analysis for Close Brothers. ABL + Invoice Finance cohort, ranked 1st.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 57 | 47 | 68 | 51 | -17 | -25% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Close Brothers | 14 | £1.8m |
| Cohort average | 10.1 | £708k |
Top Sectors
| Sector | Count |
|---|---|
| Building construction | 6 |
| Land transport & logistics | 6 |
| Rental & leasing | 4 |
| IT programming / consulting | 4 |
| Office & business support | 3 |
Top Regions
| Region | Count |
|---|---|
| North West | 10 |
| London | 9 |
| East of England | 8 |
| Yorkshire / Humber | 7 |
| Scotland | 6 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 13/01/2026 | ARGO NAUTICAL LIMITED | 61.1 yrs | Midlands | Water transport | Dec-2024, Turnover: £91.1m, Trade Debtors: £1.0m, Net Assets: £25.6m, Staff: 118 |
| 28/01/2026 | SERE LIMITED | 28.6 yrs | Northern Ireland | Office & business support | Dec-2024, Turnover: £63.0m, Trade Debtors: £609k, Debts: £17.9m |
| 07/01/2026 | SLOANE HELICOPTERS LIMITED | 36.9 yrs | East of England | Air transport | Dec-2024, Turnover: £55.1m, Trade Debtors: £2.3m, Debts: £6.4m, Net Assets: £4.7m |
| 28/01/2026 | COTSWOLD HOMES LIMITED | 23.9 yrs | South West | Building construction | Dec-2024, Turnover: £22.6m, Trade Debtors: £17k, Debts: £14.2m, Net Assets: £18.4m |
| 08/01/2026 | BELL & BAIN LIMITED | 126 yrs | Scotland | Manufacturing (other) | Dec-2024, Turnover: £19.7m, Trade Debtors: £2.5m, Debts: £12.5m, Other debts: £3k |
| 13/01/2026 | SEMA LEASE UK LIMITED | 21.9 yrs | East of England | Rental & leasing | Mar-2025, Turnover: £17.4m, Trade Debtors: £476k, Debts: £12.9m |
| 22/01/2026 | ECO-CLEAN AND | 18.8 yrs | Midlands | - | Mar-2025, Trade Debtors: £365k, Debts: £147k, Net Assets: £-213k, Staff: 104 |
| 14/01/2026 | GMP MANUFACTURING LTD | 7.4 yrs | Yorkshire / | Pharmaceuticals | Oct-2024, Trade Debtors: £1.1m, Debts: £2.2m, Net Assets: £5.7m, Est PBT: £131k |
| 05/01/2026 | CRAIGNATHRO FARMS LIMITED | 11.7 yrs | Scotland | Agriculture | Apr-2025, Trade Debtors: £25k, Debts: £8.2m, Net Assets: £737k, Staff: 8 |
| 28/01/2026 | TARNCOURT SERVICES LIMITED | 4.4 yrs | South East | Real estate | Mar-2025, Debts: £953k, Net Assets: £-1.8m, Staff: 66, Est PBT: £-543k |