ABL + Invoice Finance
December 2025
2nd in cohort
Close Brothers
December 2025 debenture analysis for Close Brothers. ABL + Invoice Finance cohort, ranked 2nd.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 85 | 81 | 83 | 46 | -80% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Close Brothers | 14.9 | £2.5m |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 8 |
| Building construction | 8 |
| Specialist construction | 3 |
| Fabricated metal products | 3 |
| Office & business support | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 12 |
| North West | 8 |
| South West | 6 |
| Yorkshire / Humber | 5 |
| London | 3 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 29/12/2025 | SUNSEEKER LONDON LIMITED | 32.1 yrs | London | Wholesale trade | Dec-2024, Turnover: £246.1m, Trade Debtors: £1.8m, Debts: £105.8m |
| 30/12/2025 | ARGO NAUTICAL LIMITED | 61.1 yrs | Midlands | Water transport | Dec-2024, Turnover: £91.1m, Trade Debtors: £1.0m, Net Assets: £25.6m, Staff: 118 |
| 04/12/2025 | OWL HOMES DEVELOPMENTS | 5.8 yrs | Midlands | Building construction | Nov-2024, Turnover: £28.4m, Other debts: £18.9m, Net Assets: £12.2m, Staff: 3 |
| 19/12/2025 | ECCLESTON HOMES LIMITED | 14.7 yrs | North West | - | Oct-2024, Turnover: £22.3m, Trade Debtors: £2.3m, Debts: £13.5m, Net Assets: £10.5m |
| 31/12/2025 | MAGENTA SECURITY SERVICES | 30.9 yrs | London | - | Mar-2025, Trade Debtors: £965k, Debts: £1.9m, Net Assets: £1.1m, Staff: 166 |
| 24/12/2025 | SITE OPERATIVE SOLUTIONS | 24.6 yrs | South East | Specialist construction | Sep-2024, Turnover: £19.2m, Trade Debtors: £4.0m, Debts: £120k, Other debts: £2.7m |
| 22/12/2025 | CONSULT SEARCH & | 16.2 yrs | Yorkshire / | Employment services | Dec-2024, Trade Debtors: £3.2m, Debts: £309k, Net Assets: £3.0m, Staff: 54 |
| 22/12/2025 | COMPASS ASSOCIATES LIMITED | 16.1 yrs | South East | Employment services | Mar-2025, Turnover: £6.6m, Trade Debtors: £789k, Net Assets: £1.9m, Staff: 105 |
| 15/12/2025 | SKYBORNE AVIATION TRAINING | 8.9 yrs | South West | - | Dec-2024, Trade Debtors: £2.1m, Other debts: £2.7m, Net Assets: £-6.0m, Staff: 62 |
| 02/12/2025 | MULGRAVE HOMES LIMITED | 12.5 yrs | Yorkshire / | Building construction | Mar-2025, Debts: £6.9m, Net Assets: £-625k, Staff: 4, Est PBT: £-925k |