ABL + Invoice Finance
August 2025
3rd in cohort
Close Brothers
August 2025 debenture analysis for Close Brothers. ABL + Invoice Finance cohort, ranked 3rd.
August 2025 Debenture Activity
Year-over-year comparison of debenture registrations for August 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 79 | 72 | 59 | 47 | -26% |
Borrower Profile
Average borrower characteristics compared to cohort for August 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Close Brothers | 14.9 | £2.5m |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Wholesale trade | 6 |
| Building construction | 5 |
| Retail trade | 4 |
| Employment services | 3 |
| Financial services | 3 |
Top Regions
| Region | Count |
|---|---|
| South East | 9 |
| London | 7 |
| Midlands | 7 |
| South West | 5 |
| Wales | 4 |
Notable New Debentures
Significant new debenture registrations in August 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 05/08/2025 | SUNSEEKER LONDON LIMITED | 31.7 yrs | London | Wholesale trade | Dec-2024, Turnover: £246.1m, Trade Debtors: £1.8m, Debts: £105.8m |
| 06/08/2025 | PRS RECRUITMENT SOLUTIONS | 15.3 yrs | South East | Employment services | Mar-2025, Trade Debtors: £628k, Net Assets: £289k, Staff: 235, Est PBT: £-136k |
| 14/08/2025 | NICHOLAS KING NEW HOMES | 1.9 yrs | South East | - | Mar-2025, Trade Debtors: £190k, Debts: £16.4m, Net Assets: £-2.2m, Staff: 8 |
| 18/08/2025 | SEMA LEASE UK LIMITED | 21.5 yrs | East of England | Rental & leasing | Mar-2025, Turnover: £17.4m, Trade Debtors: £476k, Debts: £12.9m |
| 01/08/2025 | ALFOLD REAL ESTATE LIMITED | 7.1 yrs | London | - | Aug-2024, Trade Debtors: £58k, Debts: £15.2m, Net Assets: £-110k, Staff: 3 |
| 22/08/2025 | DEVELOPING ASSETS (UK) | 23.4 yrs | South West | Logistics & warehousing | Jul-2024, Turnover: £11.5m, Trade Debtors: £895k, Debts: £2.6m, Other debts: £123k |
| 01/08/2025 | PRO-TECT GRP ENCLOSURES | 16.1 yrs | Wales | Manufacturing (other) | Jun-2024, Debts: £213k, Net Assets: £556k, Staff: 84 |
| 27/08/2025 | MORAN COMMERCIALS LTD | 12.2 yrs | Midlands | Rental & leasing | Dec-2024, Net Assets: £4.5m, Est PBT: £41k |
| 01/08/2025 | HALIFAX RACK & SCREW | 21 yrs | Yorkshire / | Manufacturing (other) | Sep-2024, Trade Debtors: £574k, Net Assets: £4.0m, Staff: 38 |
| 05/08/2025 | ON-SYSTEMS LIMITED | 14.2 yrs | South East | Office & business support | Dec-2025, Trade Debtors: £455k, Debts: £1.2m, Net Assets: £3.7m, Staff: 10 |