Property Specialist
December 2025
16th in cohort
Charter Court Financial Services
December 2025 debenture analysis for Charter Court Financial Services. Property Specialist cohort, ranked 16th.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 495 | 287 | 171 | 110 | -55% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Charter Court Financial Services | 3.8 | £75k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 97 |
| Building construction | 10 |
| Accommodation | 1 |
| Financial services | 1 |
| Personal services | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 30 |
| North West | 16 |
| London | 12 |
| Midlands | 12 |
| Yorkshire / Humber | 10 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 19/12/2025 | FORTH & CLYDE LETTING LTD | 9.3 yrs | Scotland | Real estate | Jul-2025, Debts: £1.9m, Net Assets: £1.2m, Staff: 2, Est PBT: £364k |
| 22/12/2025 | ATKINSON PROPERTY | 4.8 yrs | Scotland | Real estate | Feb-2025, Net Assets: £88k, Est PBT: £46k |
| 18/12/2025 | M & N PROPERTY DEVELOPERS | 5.8 yrs | London | Real estate | Mar-2025, Net Assets: £1.1m, Staff: 1, Est PBT: £4k |
| 22/12/2025 | B3 HOMES GROUP LTD | 8.8 yrs | South East | Financial services | Mar-2025, Trade Debtors: £64k, Debts: £13k, Net Assets: £1.3m, Staff: 2, Est PBT: £105k |
| 16/12/2025 | TEMPLETONS ASSET | 9.3 yrs | South East | Real estate | Sep-2024, Debts: £1.6m, Net Assets: £93k, Est PBT: £0k |
| 01/12/2025 | AARRHUS DEVELOPMENTS | 4.5 yrs | South East | Building construction | Nov-2024, Debts: £918k, Net Assets: £33k |
| 15/12/2025 | GALAXY UK PROPERTIES LTD | 4.3 yrs | North West | Real estate | Sep-2024, Net Assets: £-26k, Est PBT: £-3k |
| 02/12/2025 | TRUSTED PROPERTY | 7.6 yrs | North East | Real estate | Jun-2024, Debts: £871k, Net Assets: £149k, Staff: 2, Est PBT: £-83k |
| 16/12/2025 | GALAXY UK PROPERTIES | 8.6 yrs | North West | Real estate | May-2025, Net Assets: £41k, Staff: 2, Est PBT: £14k |
| 18/12/2025 | CLONTARF LTD | 19.3 yrs | London | Real estate | Mar-2025, Net Assets: £108k, Staff: 4, Est PBT: £31k |