Property Specialist
November 2025
28th in cohort
Capital Home Loans
November 2025 debenture analysis for Capital Home Loans. Property Specialist cohort, ranked 28th.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 53 | 4 | 53 | 37 | -43% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Capital Home Loans | 4.9 | £174k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 35 |
| Building construction | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 14 |
| Yorkshire / Humber | 6 |
| London | 5 |
| East of England | 4 |
| Midlands | 2 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 03/11/2025 | SUGAR TREE LIMITED | 2.9 yrs | North East | Real estate | Dec-2024, Trade Debtors: £10k, Debts: £7.2m, Net Assets: £-665k, Staff: 1 |
| 27/11/2025 | CLEARSTONE CAPITAL LTD | 5.7 yrs | South East | Real estate | Mar-2025, Debts: £3.5m, Net Assets: £1.3m, Staff: 2, Est PBT: £315k |
| 11/11/2025 | NORTH LODGE INVESTMENTS | 7.9 yrs | Yorkshire / | Real estate | Dec-2024, Net Assets: £1.5m, Staff: 1 |
| 20/11/2025 | SJ PROPERTIES GROUP LTD | 7.1 yrs | London | Real estate | Oct-2024, Net Assets: £16k, Est PBT: £14k |
| 25/11/2025 | LITTLE ALLAMOOR | 2.2 yrs | East Midlands | Real estate | Mar-2025, Net Assets: £-27k, Staff: 4, Est PBT: £-31k |
| 05/11/2025 | ILMENITE LTD | 6.8 yrs | East Midlands | Real estate | Mar-2025, Net Assets: £24k, Staff: 2, Est PBT: £-8k |
| 03/11/2025 | HWJC PROPERTIES LTD | 5.7 yrs | Yorkshire / | Real estate | Mar-2025, Debts: £787k, Net Assets: £338k, Staff: 2, Est PBT: £-5k |
| 04/11/2025 | PINE MANOR ESTATES LIMITED | 8.4 yrs | London | Real estate | Jun-2024, Net Assets: £9k, Est PBT: £4k |
| 04/11/2025 | RAVENKIRK PROPERTY LTD | 17.5 yrs | North West | Real estate | Mar-2025, Net Assets: £123k, Est PBT: £8k |
| 11/11/2025 | JESOUTH PROPERTY LTD | 4.8 yrs | Yorkshire / | Real estate | Jan-2025, Net Assets: £11k, Est PBT: £14k |