Property Specialist July 2025 27th in cohort

Capital Home Loans

July 2025 debenture analysis for Capital Home Loans. Property Specialist cohort, ranked 27th.

July 2025 Debenture Activity

Year-over-year comparison of debenture registrations for July 2025

Year	2022	2023	2024	2025	YoY
Debentures	103	5	27	52	+48%

Average borrower characteristics compared to cohort for July 2025

	Avg age (yrs)	Avg net assets
Capital Home Loans	4.9	£174k
Cohort average	4.3	£503k

Significant new debenture registrations in July 2025

Date	Business	Bus. age	Region	Sector	Financials
10/07/2025	BRETT PROPERTY	9.6 yrs	South West	Real estate	Nov-2024, Debts: £1.4m, Other debts: £10k, Net Assets: £12.1m, Staff: 2
22/07/2025	SSP CORPORATION LIMITED	6.8 yrs	South East	Real estate	Sep-2024, Trade Debtors: £41k, Debts: £16.8m, Net Assets: £3.5m, Staff: 4
28/07/2025	RESTORATION PROPERTY	1 yrs	5.1 South East	-	Mar-2025, Net Assets: £1.6m
01/07/2025	KINGSWAY HOMES	3.5 yrs	East of England	Real estate	Dec-2024, Debts: £4.9m, Net Assets: £50k, Est PBT: £-24k
10/07/2025	BRETT PROPERTY HOLDINGS	3.1 yrs	South West	Financial services	Nov-2024, Net Assets: £97k, Est PBT: £18k
09/07/2025	TUDOR DEVELOPMENTS	21.3 yrs	North West	Real estate	Aug-2024, Net Assets: £471k, Staff: 2
01/07/2025	OLTON INVESTMENTS LIMITED	4.8 yrs	Midlands	Real estate	Sep-2024, Net Assets: £-73k, Est PBT: £-90k
03/07/2025	MRAP ESTATES LIMITED	3.5 yrs	London	Real estate	Jan-2025, Debts: £1.4m, Net Assets: £-13k, Staff: 1, Est PBT: £13k
18/07/2025	CARDINAL HEALTHCARE	1.3 yrs	East of England	Financial services	Jun-2025, Net Assets: £-5k, Staff: 1, Est PBT: £-5k
01/07/2025	MANDAN ESTATES LTD	5.5 yrs	London	Real estate	Jan-2025, Net Assets: £29k, Staff: 2, Est PBT: £-4k

January 2025 February 2025 March 2025 April 2025 May 2025 June 2025 August 2025 September 2025 October 2025 November 2025 December 2025 January 2026 February 2026 March 2026