Property Specialist January 2025 20th in cohort

Capital Home Loans

January 2025 debenture analysis for Capital Home Loans. Property Specialist cohort, ranked 20th.

January 2025 Debenture Activity

Year-over-year comparison of debenture registrations for January 2025

Year	2022	2023	2024	2025	YoY
Debentures	36	27	6	56	+89%

Average borrower characteristics compared to cohort for January 2025

	Avg age (yrs)	Avg net assets
Capital Home Loans	5.3	£127k
Cohort average	4.3	£429k

Significant new debenture registrations in January 2025

Date	Business	Bus. age	Region	Sector	Financials
20/01/2025	APPLE FARM LTD	3.9 yrs	North East	Real estate	Mar-2025, Trade Debtors: £112k, Debts: £17.4m, Net Assets: £-2.3m, Staff: 1
31/01/2025	HAWARDEN SMITH PROPERTY LIMITED	8.1 yrs	South West	Real estate	Mar-2025, Debts: £6.4m, Other debts: £1.1m, Net Assets: £365k, Staff: 2
27/01/2025	SK MAD PROPERTIES LIMITED	7.2 yrs	London	Real estate	Mar-2025, Debts: £3.3m, Net Assets: £1.9m, Staff: 2, Est PBT: £222k
23/01/2025	MDJJ PROPERTY LIMITED	2 yrs	South East	Real estate	Jan-2025, Net Assets: £1.3m, Staff: 1, Est PBT: £5k
02/01/2025	HNO (SOUTH WALES) LTD	2.9 yrs	Wales	Real estate	Feb-2025, Net Assets: £-101k, Est PBT: £-86k
16/01/2025	GRADAN HOMES INVESTMENT LIMITED	1.3 yrs	North West	Real estate	Sep-2024, Debts: £3.6m, Net Assets: £-8k, Est PBT: £-10k
17/01/2025	MKAM ENTERPRISE LTD	3.9 yrs	London	Real estate	Feb-2025, Net Assets: £734k, Est PBT: £-14k
14/01/2025	T K BUILDING COMPANY LIMITED	12.3 yrs	South West	Civil engineering	Oct-2024, Net Assets: £511k, Staff: 2, Est PBT: £-65k
20/01/2025	ALCHEMY PROPERTY SOLUTIONS LIMITED	11.3 yrs	South East	Real estate	Mar-2025, Net Assets: £420k, Staff: 1, Est PBT: £-87k
23/01/2025	WALIA PROPERTY GROUP LTD	5.4 yrs	Wales	Real estate	Mar-2025, Debts: £1.0m, Net Assets: £707k, Est PBT: £7k

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