Property Specialist
December 2025
29th in cohort
Capital Home Loans
December 2025 debenture analysis for Capital Home Loans. Property Specialist cohort, ranked 29th.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 47 | 4 | 64 | 42 | -52% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Capital Home Loans | 4.9 | £174k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 37 |
| Building construction | 4 |
| Accommodation | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 18 |
| London | 5 |
| East of England | 5 |
| East Midlands | 4 |
| Midlands | 3 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 15/12/2025 | ISSO INVESTMENTS LIMITED | 7.5 yrs | South East | Real estate | Jun-2024, Debts: £6.3m, Net Assets: £1.8m, Staff: 2, Est PBT: £388k |
| 15/12/2025 | SOMEDAY LIMITED | 9.9 yrs | London | Real estate | Dec-2024, Debts: £4.4m, Net Assets: £424k, Staff: 2, Est PBT: £140k |
| 19/12/2025 | ZACKALLY LTD | 10.9 yrs | South East | Real estate | Feb-2025, Net Assets: £1.1m, Est PBT: £270k |
| 23/12/2025 | RPGSH LIMITED | 4.8 yrs | South East | Real estate | Mar-2025, Debts: £2.1m, Net Assets: £125k, Staff: 2, Est PBT: £-290k |
| 15/12/2025 | SQUARE EXTRAORDINAIRE | 5.8 yrs | North West | Real estate | Mar-2025, Net Assets: £-179k, Staff: 1, Est PBT: £-20k |
| 09/12/2025 | ANDRUS PROPERTY LTD | 5.1 yrs | East of England | Real estate | Nov-2024, Net Assets: £514k, Staff: 1, Est PBT: £7k |
| 04/12/2025 | MRAP ESTATES LIMITED | 3.9 yrs | London | Real estate | Jan-2025, Debts: £1.4m, Net Assets: £-13k, Staff: 1, Est PBT: £13k |
| 04/12/2025 | RED | 8 yrs | INVESTMENTS UK 3.4 South East | - | Jul-2025, Debts: £1.3m, Net Assets: £878k, Staff: 2 |
| 04/12/2025 | LOOD DEVELOPMENTS LTD | 3 yrs | North East | Building construction | Nov-2024, Debts: £1.4m, Net Assets: £294k, Est PBT: £377k |
| 11/12/2025 | RAJA HOLDINGS LIMITED | 18.9 yrs | South East | Real estate | Feb-2025, Net Assets: £56k, Staff: 3, Est PBT: £-34k |