Loan providers
October 2025
1st in cohort
Bizcap
October 2025 debenture analysis for Bizcap. Loan providers cohort, ranked 1st.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 0 | 0 | 107 | 76 | -41% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Bizcap | 8.5 | £380k |
| Cohort average | 8.4 | £335k |
Top Sectors
| Sector | Count |
|---|---|
| Specialist construction | 17 |
| Wholesale trade | 9 |
| Retail trade | 7 |
| Food & beverage services | 5 |
| Real estate | 3 |
Top Regions
| Region | Count |
|---|---|
| London | 20 |
| South East | 16 |
| North West | 11 |
| Yorkshire / Humber | 7 |
| Scotland | 5 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 10/10/2025 | MAXEN POWER SUPPLY | 9.2 yrs | South East | Utilities | Jul-2024, Turnover: £61.7m, Trade Debtors: £2.5m, Debts: £134k, Net Assets: £10.5m |
| 06/10/2025 | AROMA CARE PEOPLE LTD | 10.1 yrs | East Midlands | Social work | Mar-2025, Net Assets: £1.3m, Staff: 160, Est PBT: £38k |
| 24/10/2025 | QUINN DEVELOPMENTS NW | 11.7 yrs | North West | Specialist construction | Aug-2024, Trade Debtors: £2.4m, Debts: £1.5m, Net Assets: £661k, Staff: 8 |
| 06/10/2025 | LCS ROOFING & CLADDING LTD | 16.1 yrs | London | Specialist construction | Jan-2025, Trade Debtors: £1.8m, Net Assets: £1.2m, Staff: 8, Est PBT: £314k |
| 14/10/2025 | A & J SECTIONAL BUILDINGS | 41.4 yrs | East of England | Wood products | Jan-2025, Net Assets: £807k, Staff: 55, Est PBT: £-26k |
| 31/10/2025 | UNDERBELLY LIMITED | 24.5 yrs | London | - | Mar-2024, Trade Debtors: £986k, Debts: £953k, Net Assets: £-3.5m, Staff: 26 |
| 03/10/2025 | SUPRAV HOTELS LTD | 2.7 yrs | Scotland | Accommodation | Jan-2025, Net Assets: £-642k, Staff: 44, Est PBT: £-748k |
| 06/10/2025 | VOLUME METRIC CONCRETE | 19.8 yrs | South East | Non-metallic minerals | Mar-2025, Trade Debtors: £1.3m, Debts: £120k, Net Assets: £2.1m, Est PBT: £402k |
| 20/10/2025 | MOBILITY SOUTH WEST | 13.3 yrs | South West | Retail trade | Dec-2024, Net Assets: £3.1m, Staff: 10, Est PBT: £93k |
| 20/10/2025 | CATSURVEYS LTD | 21.5 yrs | South East | Specialist construction | Dec-2024, Net Assets: £1.9m, Est PBT: £152k |