Loan providers
November 2025
1st in cohort
Bizcap
November 2025 debenture analysis for Bizcap. Loan providers cohort, ranked 1st.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 0 | 0 | 69 | 74 | +7% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Bizcap | 8.5 | £380k |
| Cohort average | 8.4 | £335k |
Top Sectors
| Sector | Count |
|---|---|
| Retail trade | 10 |
| Specialist construction | 6 |
| Food & beverage services | 6 |
| Financial services | 5 |
| Office & business support | 5 |
Top Regions
| Region | Count |
|---|---|
| London | 19 |
| South East | 16 |
| North West | 13 |
| East of England | 11 |
| South West | 6 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 24/11/2025 | LAC NORTHAMPTON LIMITED | 6.4 yrs | East of England | Employment services | Jul-2025, Net Assets: £191k, Staff: 150, Est PBT: £144k |
| 11/11/2025 | EURO PAPER (AJP) LTD | 6 yrs | North West | Paper products | Oct-2025, Net Assets: £1.0m, Staff: 59, Est PBT: £841k |
| 24/11/2025 | BARTON FURNITURE LIMITED | 9.6 yrs | East Midlands | Furniture manufacturing | Apr-2024, Trade Debtors: £1.2m, Debts: £279k, Net Assets: £921k, Staff: 53 |
| 24/11/2025 | PLEAVIN POWER LTD | 8.2 yrs | North West | Repair / installation | Dec-2024, Trade Debtors: £1.5m, Debts: £3.1m, Net Assets: £1.3m, Staff: 22 |
| 21/11/2025 | HELIX CONSTRUCT LIMITED | 8.4 yrs | South East | Building construction | Dec-2023, Trade Debtors: £100k, Debts: £863k, Net Assets: £1.2m, Staff: 38 |
| 11/11/2025 | CALL OF THE WILD ZOO | 4.3 yrs | South East | Cultural services | Jul-2024, Debts: £10k, Net Assets: £1k, Staff: 36, Est PBT: £8k |
| 07/11/2025 | ASPIRE LEEDS LIMITED | 17.7 yrs | Yorkshire / | Food & beverage services | Jun-2025, Debts: £409k, Net Assets: £384k, Staff: 35, Est PBT: £-509k |
| 11/11/2025 | JATA CONSTRUCTION | 6.6 yrs | South West | - | Mar-2025, Trade Debtors: £431k, Debts: £339k, Net Assets: £177k, Staff: 28 |
| 03/11/2025 | MINERVA BRANDS LIMITED | 4.5 yrs | North West | - | May-2024, Trade Debtors: £196k, Debts: £217k, Net Assets: £246k, Staff: 26 |
| 03/11/2025 | SHY AVIATION LTD | 14.1 yrs | London | Air transport | Dec-2024, Trade Debtors: £403k, Debts: £703k, Net Assets: £-2.6m, Staff: 22 |