Loan providers
May 2025
2nd in cohort
Bizcap
May 2025 debenture analysis for Bizcap. Loan providers cohort, ranked 2nd.
May 2025 Debenture Activity
Year-over-year comparison of debenture registrations for May 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 0 | 0 | 4 | 39 | +90% |
Borrower Profile
Average borrower characteristics compared to cohort for May 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Bizcap | 8.5 | £380k |
| Cohort average | 8.4 | £335k |
Top Sectors
| Sector | Count |
|---|---|
| Food & beverage services | 5 |
| Human health | 5 |
| Land transport & logistics | 4 |
| Specialist construction | 3 |
| IT programming / consulting | 2 |
Top Regions
| Region | Count |
|---|---|
| London | 9 |
| South East | 7 |
| North West | 6 |
| Midlands | 5 |
| South West | 5 |
Notable New Debentures
Significant new debenture registrations in May 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 13/05/2025 | CLEVERCHEFS GROUP | 8.9 yrs | Wales | Food & beverage services | Sep-2024, Turnover: £15.3m, Trade Debtors: £1.1m, Debts: £794k, Net Assets: £10k |
| 13/05/2025 | CLEVERCHEFS LTD | 9.2 yrs | Wales | Food & beverage services | Sep-2024, Turnover: £15.3m, Trade Debtors: £1.1m, Debts: £670k, Net Assets: £27k |
| 22/05/2025 | TAKE ME HOLDINGS LTD | 6.2 yrs | East Midlands | Land transport & logistics | Dec-2024, Turnover: £19.4m, Trade Debtors: £1.6m, Debts: £5.8m, Other debts: £1.4m |
| 13/05/2025 | THE INTRINSIC CARE GROUP | 11.3 yrs | South East | Employment services | Feb-2025, Net Assets: £172k, Staff: 86, Est PBT: £135k |
| 29/05/2025 | FROUDE LIMITED | 9.3 yrs | Midlands | Machinery & equipment | Mar-2025, Trade Debtors: £2.1m, Debts: £13k, Other debts: £279k, Net Assets: £2.8m |
| 27/05/2025 | KEY2SUPPORT LTD | 15.3 yrs | North West | Social work | Feb-2025, Debts: £57k, Net Assets: £0k, Staff: 65, Est PBT: £0k |
| 29/05/2025 | KE | 247 yrs | STAFFING SOLUTIONS 6.5 Midlands | - | Dec-2024, Net Assets: £21k, Staff: 62 |
| 20/05/2025 | EDWARD MACKAY | 21.8 yrs | Scotland | Civil engineering | Mar-2025, Trade Debtors: £134k, Debts: £817k, Net Assets: £1.2m, Staff: 49 |
| 20/05/2025 | WARTON FREIGHT SERVICES | 27.5 yrs | North West | - | Mar-2025, Trade Debtors: £1.4m, Debts: £1.3m, Net Assets: £-373k, Staff: 31 |
| 02/05/2025 | HARINO CARE LIMITED | 11.5 yrs | North West | - | Jul-2024, Trade Debtors: £208k, Debts: £168k, Other debts: £367k, Net Assets: £121k |