Loan providers
July 2025
1st in cohort
Bizcap
July 2025 debenture analysis for Bizcap. Loan providers cohort, ranked 1st.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 0 | 0 | 95 | 52 | -83% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Bizcap | 8.5 | £380k |
| Cohort average | 8.4 | £335k |
Top Sectors
| Sector | Count |
|---|---|
| Wholesale trade | 5 |
| Land transport & logistics | 5 |
| Office & business support | 4 |
| Food & beverage services | 3 |
| Sports & recreation | 3 |
Top Regions
| Region | Count |
|---|---|
| South East | 14 |
| London | 9 |
| Midlands | 7 |
| East of England | 7 |
| Yorkshire / Humber | 6 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 22/07/2025 | DMJ DRAINAGE LIMITED | 24.3 yrs | East of England | Agriculture | Dec-2024, Turnover: £15.8m, Trade Debtors: £1.5m, Debts: £6.3m, Net Assets: £10.1m |
| 23/07/2025 | PBM HOLDINGS LIMITED | 3.2 yrs | East of England | Financial services | Dec-2024, Turnover: £15.9m, Trade Debtors: £1.5m, Debts: £6.9m, Other debts: £149k |
| 10/07/2025 | SOUTHCROFT HEALTHCARE | 4.7 yrs | South East | Human health | Oct-2024, Net Assets: £205k, Staff: 110, Est PBT: £32k |
| 23/07/2025 | THE SANCTUM LONDON | 25.9 yrs | London | Accommodation | Dec-2024, Net Assets: £4.2m, Staff: 27, Est PBT: £258k |
| 15/07/2025 | J&M HEALTHCARE LIMITED | 5.8 yrs | East of England | Residential care | Sep-2024, Net Assets: £7k, Staff: 55, Est PBT: £-68k |
| 25/07/2025 | AZ CARING SERVICES LTD | 7.8 yrs | South East | Human health | Oct-2024, Trade Debtors: £202k, Debts: £8k, Net Assets: £26k, Staff: 50 |
| 18/07/2025 | LAVERLATHE LIMITED | 46.6 yrs | London | - | Dec-2023, Trade Debtors: £48k, Debts: £342k, Net Assets: £-262k, Staff: 50 |
| 31/07/2025 | THE PLAY COMPANY | 8.8 yrs | South West | - | Dec-2024, Trade Debtors: £1.1m, Debts: £1.1m, Other debts: £89k, Net Assets: £-742k |
| 09/07/2025 | ARVS LIMITED | 17.3 yrs | Midlands | Office & business support | Dec-2024, Net Assets: £-1.6m, Staff: 40, Est PBT: £157k |
| 25/07/2025 | R.H.NUTTALL LIMITED | 58.4 yrs | Midlands | Manufacturing (other) | Mar-2025, Net Assets: £3.1m, Staff: 39, Est PBT: £108k |