Loan providers
January 2026
1st in cohort
Bizcap
January 2026 debenture analysis for Bizcap. Loan providers cohort, ranked 1st.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 0 | 0 | 34 | 91 | +57 | +168% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Bizcap | 7.1 | £189k |
| Cohort average | 7.9 | £282k |
Top Sectors
| Sector | Count |
|---|---|
| Building construction | 12 |
| Specialist construction | 9 |
| Real estate | 7 |
| Retail trade | 6 |
| Personal services | 4 |
Top Regions
| Region | Count |
|---|---|
| South East | 25 |
| London | 18 |
| East of England | 9 |
| Midlands | 7 |
| North West | 7 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 07/01/2026 | ENDORPHINS GROUP LTD | 6.7 yrs | Yorkshire / | Education | Dec-2024, Net Assets: £12k, Staff: 260, Est PBT: £3k |
| 06/01/2026 | UNITEL DIRECT LIMITED | 16.6 yrs | North East | Telecommunications | Mar-2025, Debts: £1.2m, Net Assets: £-35k, Staff: 89, Est PBT: £-44k |
| 29/01/2026 | GDL DRYLINING LIMITED | 3.5 yrs | London | Building construction | Aug-2025, Trade Debtors: £2.3m, Debts: £79k, Net Assets: £320k, Staff: 12 |
| 21/01/2026 | PRIMROSE HEALTHCARE | 8 yrs | South East | Social work | Jan-2025, Net Assets: £21k, Staff: 61, Est PBT: £25k |
| 29/01/2026 | JHETAM DEVELOPMENTS | 11 yrs | London | Personal services | Mar-2025, Net Assets: £885k, Staff: 9, Est PBT: £161k |
| 07/01/2026 | ONECARE GROUP UK LIMITED | 10.5 yrs | South East | Employment services | Mar-2025, Trade Debtors: £134k, Debts: £30k, Net Assets: £32k, Staff: 55, Est PBT: £32k |
| 07/01/2026 | CAFE DE NATA LTD | 10.9 yrs | London | Food & beverage services | Mar-2025, Net Assets: £376k, Staff: 38, Est PBT: £140k |
| 14/01/2026 | OMC GLOBAL LIMITED | 12.3 yrs | South East | - | Oct-2024, Trade Debtors: £304k, Debts: £3.9m, Other debts: £336k, Net Assets: £381k |
| 02/01/2026 | ALPHACARE4U UK LTD | 6.1 yrs | North West | Human health | Dec-2024, Net Assets: £19k, Staff: 36, Est PBT: £-4k |
| 29/01/2026 | CAPITAL HOIST HIRE AND | 10 yrs | South East | - | Jan-2025, Trade Debtors: £1.0m, Debts: £1.6m, Net Assets: £42k, Staff: 34 |