Loan providers
January 2025
1st in cohort
Bizcap
January 2025 debenture analysis for Bizcap. Loan providers cohort, ranked 1st.
January 2025 Debenture Activity
Year-over-year comparison of debenture registrations for January 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 0 | 0 | 0 | 34 | +100% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Bizcap | 8.9 | £237k |
| Cohort average | 9.6 | £256k |
Top Sectors
| Sector | Count |
|---|---|
| Building construction | 4 |
| Media production | 4 |
| Specialist construction | 4 |
| Wholesale & retail trade | 3 |
| Retail trade | 3 |
Top Regions
| Region | Count |
|---|---|
| South East | 10 |
| North West | 6 |
| London | 5 |
| East of England | 3 |
| East Midlands | 3 |
Notable New Debentures
Significant new debenture registrations in January 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 29/01/2025 | IAN EDGAR(LIVERPOOL)LIMITED | 68.1 yrs | North West | Wholesale trade | Dec-2024, Turnover: £69.4m, Trade Debtors: £17.0m, Debts: £4.6m, Other debts: £1.0m, Net Assets: £5.7m, Staff: 52, Est PBT: £762k |
| 21/01/2025 | MOTHERCLUB LIMITED | 4.5 yrs | Scotland | Financial services | Aug-2024, Turnover: £11.4m, Trade Debtors: £131k, Debts: £2.0m, Other debts: £294k, Net Assets: £2.7m, Staff: 206, Est PBT: £-2.1m |
| 31/01/2025 | VSP8 LIMITED | 9.6 yrs | East Midlands | Rental & leasing | Jun-2024, Trade Debtors: £1.8m, Debts: £284k, Net Assets: £5.7m, Staff: 65, Est PBT: £1.8m |
| 21/01/2025 | SIXES CRICKET LIMITED | 4.4 yrs | Scotland | Food & beverage services | Aug-2024, Turnover: £10.2m, Trade Debtors: £99k, Debts: £934k, Net Assets: £-5.6m, Staff: 140, Est PBT: £-2.1m |
| 08/01/2025 | MEDICAL-LOCUMS GROUP LTD | 9.6 yrs | South East | Human health | Oct-2023, Trade Debtors: £979k, Debts: £987k, Net Assets: £92k, Staff: 96 |
| 02/01/2025 | GRATIA CURA RESIDENTIAL LTD | 1.4 yrs | South East | Residential care | Aug-2025, Trade Debtors: £339k, Debts: £29k, Other debts: £368k, Net Assets: £-399k, Staff: 42, Est PBT: £-308k |
| 21/01/2025 | BEAUFORT CONSTRUCTION LIMITED | 10 yrs | South East | Building construction | Jan-2024, Trade Debtors: £22k, Debts: £22k, Other debts: £4.4m, Net Assets: £4k, Staff: 9, Est PBT: £244k |
| 27/01/2025 | RIDGESTEEL FABRICATIONS LIMITED | 11 yrs | Midlands | Fabricated metal products | Feb-2025, Other debts: £903k, Net Assets: £1.8m, Staff: 14, Est PBT: £113k |
| 31/01/2025 | IAN ROBINSON TRANSPORT LIMITED | 11.6 yrs | North West | Land transport & logistics | Apr-2024, Trade Debtors: £716k, Debts: £1.5m, Net Assets: £-180k, Staff: 30 |
| 17/01/2025 | CASTLE KEEP SURVEYS LIMITED | 8.1 yrs | North East | Specialist construction | Dec-2024, Trade Debtors: £147k, Debts: £133k, Net Assets: £-38k, Staff: 16 |