Loan providers
February 2025
2nd in cohort
Bizcap
February 2025 debenture analysis for Bizcap. Loan providers cohort, ranked 2nd.
February 2025 Debenture Activity
Year-over-year comparison of debenture registrations for February 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 0 | 0 | 0 | 29 | +100% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Bizcap | 9.1 | £213k |
| Cohort average | 9.1 | £220k |
Top Sectors
| Sector | Count |
|---|---|
| Wholesale trade | 4 |
| Retail trade | 4 |
| Wholesale & retail trade | 3 |
| Personal services | 3 |
| Food & beverage services | 3 |
Top Regions
| Region | Count |
|---|---|
| North West | 7 |
| South West | 6 |
| South East | 6 |
| Scotland | 4 |
| London | 4 |
Notable New Debentures
Significant new debenture registrations in February 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 12/02/2025 | J. A. M. DRILLING LIMITED | 15.2 yrs | Scotland | Civil engineering | Dec-2023, Trade Debtors: £752k, Debts: £784k, Net Assets: £207k, Staff: 89, Est PBT: £123k |
| 06/02/2025 | HEADLAND SERVICES LIMITED | 31.9 yrs | South West | Personal services | Mar-2025, Trade Debtors: £17k, Debts: £1.8m, Net Assets: £1.7m, Staff: 10, Est PBT: £140k |
| 27/02/2025 | LUKE ORMSBY HAIRDRESSING LTD | 5 yrs | London | Personal services | Feb-2025, Trade Debtors: £44k, Debts: £14k, Net Assets: £-22k, Staff: 28 |
| 19/02/2025 | UTILITY METERS WAREHOUSE LIMITED | 11.9 yrs | North West | Wholesale trade | Mar-2025, Net Assets: £2.2m, Staff: 23, Est PBT: £90k |
| 03/02/2025 | WWF (FALLOWFIELD) LIMITED | 6 yrs | North West | Retail trade | Jan-2025, Debts: £71k, Net Assets: £-233k, Staff: 19, Est PBT: £19k |
| 24/02/2025 | THE SLEEPING OWL HOSPITALITY LTD | 5.3 yrs | Scotland | Food & beverage services | Nov-2024, Net Assets: £-18k, Staff: 18, Est PBT: £-56k |
| 12/02/2025 | HUNTER STABLES LTD | 10.9 yrs | South West | Manufacturing (other) | Mar-2025, Trade Debtors: £90k, Debts: £23k, Net Assets: £115k, Staff: 13, Est PBT: £109k |
| 17/02/2025 | TRADEX BRISTOL LIMITED | 27.2 yrs | South West | Wholesale & retail trade | Mar-2024, Debts: £625k, Net Assets: £138k, Staff: 8, Est PBT: £-6.3m |
| 17/02/2025 | SMITHS SUPERSTORE LTD | 6.3 yrs | Midlands | Retail trade | Oct-2024, Trade Debtors: £300k, Debts: £271k, Net Assets: £270k, Staff: 11, Est PBT: £53k |
| 19/02/2025 | RAM MOTORS LIMITED | 19.8 yrs | London | Wholesale & retail trade | May-2024, Net Assets: £397k, Staff: 9, Est PBT: £32k |