Loan providers
December 2025
1st in cohort
Bizcap
December 2025 debenture analysis for Bizcap. Loan providers cohort, ranked 1st.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 0 | 0 | 608 | 621 | +2% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Bizcap | 8.5 | £380k |
| Cohort average | 8.4 | £335k |
Top Sectors
| Sector | Count |
|---|---|
| Specialist construction | 7 |
| Wholesale & retail trade | 6 |
| Food & beverage services | 5 |
| Retail trade | 5 |
| Wholesale trade | 4 |
Top Regions
| Region | Count |
|---|---|
| London | 14 |
| Midlands | 10 |
| South East | 10 |
| East of England | 5 |
| North West | 4 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 29/12/2025 | GREENVIEW GROUP | 3.8 yrs | Northern Ireland | - | Mar-2024, Turnover: £27.5m, Trade Debtors: £1.7m, Other debts: £4.1m |
| 16/12/2025 | TODOR TRADING LTD | 2.8 yrs | South East | - | Feb-2025, Turnover: £31.5m, Trade Debtors: £825k, Net Assets: £880k, Staff: 1 |
| 29/12/2025 | GREENVIEW GAS LTD | 9.4 yrs | South East | Specialist construction | Mar-2024, Turnover: £10.0m, Trade Debtors: £33k, Net Assets: £-7.8m, Staff: 120 |
| 18/12/2025 | WHITE ROSE TRADING CIC | 10 yrs | East Midlands | - | Dec-2023, Turnover: £2.7m, Trade Debtors: £61k, Net Assets: £-547k, Staff: 79 |
| 29/12/2025 | ACTUATE GLOBAL LIMITED | 5.9 yrs | North West | Education | Aug-2024, Trade Debtors: £1.5m, Debts: £27k, Other debts: £1.5m, Net Assets: £157k |
| 29/12/2025 | BI ELECTRICAL SERVICES (NI) | 21.3 yrs | Northern Ireland | Specialist construction | Mar-2024, Trade Debtors: £865k, Net Assets: £3.3m, Staff: 46, Est PBT: £227k |
| 01/12/2025 | KHB BAKERY LIMITED | 10.5 yrs | North West | Food manufacturing | Jun-2024, Trade Debtors: £113k, Net Assets: £122k, Staff: 46, Est PBT: £-285k |
| 03/12/2025 | NIAZI RODEN LIMITED | 15.2 yrs | London | Architecture & engineering | Dec-2024, Trade Debtors: £1.2m, Net Assets: £276k, Staff: 15, Est PBT: £-345k |
| 15/12/2025 | COVENTRY METALCRAFT | 11.7 yrs | Midlands | Fabricated metal products | Dec-2025, Trade Debtors: £404k, Debts: £748k, Net Assets: £17k, Staff: 33 |
| 19/12/2025 | EAC TELFORD LIMITED | 12.3 yrs | Midlands | - | Sep-2024, Trade Debtors: £132k, Debts: £188k, Net Assets: £-50k, Staff: 32 |