Property Specialist
November 2025
30th in cohort
Birmingham Bank
November 2025 debenture analysis for Birmingham Bank. Property Specialist cohort, ranked 30th.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 0 | 1 | 28 | 31 | +10% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Birmingham Bank | 6 | £312k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 31 |
Top Regions
| Region | Count |
|---|---|
| London | 17 |
| South East | 5 |
| East of England | 2 |
| Yorkshire / Humber | 2 |
| North West | 2 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 06/11/2025 | HOME UK (NEW) LTD | 8.1 yrs | Wales | Real estate | Mar-2025, Debts: £7.3m, Net Assets: £1.6m, Staff: 1, Est PBT: £1k |
| 10/11/2025 | QUIDDITY GROUP LTD | 8.7 yrs | London | Real estate | Feb-2025, Debts: £8.6m, Other debts: £908k, Net Assets: £158k, Staff: 1 |
| 12/11/2025 | EDGEWATER (TROY) | 2 yrs | SUB LTD 2.2 London | Real estate | Aug-2024, Net Assets: £-791k |
| 21/11/2025 | THE KWALL LIMITED | 10.3 yrs | London | Real estate | Dec-2024, Trade Debtors: £19k, Debts: £4.2m, Net Assets: £732k, Est PBT: £20k |
| 24/11/2025 | TELFORD DESIGN AND | 37.1 yrs | Midlands | Real estate | Nov-2024, Net Assets: £1.5m, Staff: 7, Est PBT: £-44k |
| 10/11/2025 | AADARSH COMMERCIAL LTD | 1.7 yrs | London | Real estate | Mar-2025, Net Assets: £3.7m, Staff: 2, Est PBT: £0k |
| 26/11/2025 | SAFETY INVESTMENTS LTD | 10.2 yrs | London | Real estate | Aug-2024, Net Assets: £153k, Est PBT: £207k |
| 21/11/2025 | ROSCOE PROPERTY HOLDINGS | 5.1 yrs | South East | Real estate | Jul-2024, Debts: £2.8m, Net Assets: £565k, Staff: 2, Est PBT: £-42k |
| 14/11/2025 | BFK LTD | 2 yrs | London | Real estate | Apr-2025, Debts: £2.6m, Net Assets: £-149k, Est PBT: £-128k |
| 27/11/2025 | NICER ESTATES LTD | 9.2 yrs | London | Real estate | Sep-2024, Debts: £1.0m, Net Assets: £-82k, Staff: 1, Est PBT: £4k |