Property Specialist
January 2025
25th in cohort
Birmingham Bank
January 2025 debenture analysis for Birmingham Bank. Property Specialist cohort, ranked 25th.
January 2025 Debenture Activity
Year-over-year comparison of debenture registrations for January 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 0 | 0 | 1 | 29 | +97% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Birmingham Bank | 5.7 | £558k |
| Cohort average | 4.3 | £429k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 28 |
| Accommodation | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 9 |
| London | 8 |
| South West | 3 |
| Yorkshire / Humber | 3 |
| Midlands | 3 |
Notable New Debentures
Significant new debenture registrations in January 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 17/01/2025 | 108 PROPERTIES LIMITED | 21.8 yrs | East of England | Real estate | Apr-2025, Trade Debtors: £27k, Debts: £100k, Net Assets: £8.9m, Staff: 4 |
| 15/01/2025 | HIGHER UP INVESTMENTS LTD | 8.6 yrs | Yorkshire / Humber | Real estate | Mar-2025, Debts: £6.7m, Net Assets: £931k, Staff: 8, Est PBT: £-665k |
| 02/01/2025 | EDWARD MILTON PROPERTY LIMITED | 9.1 yrs | South East | Real estate | Nov-2024, Debts: £4.8m, Net Assets: £1.3m, Staff: 2, Est PBT: £-1.0m |
| 14/01/2025 | SAI ARYAN PROPERTIES ONE LIMITED | 5.5 yrs | South East | Real estate | Jan-2025, Net Assets: £38k, Est PBT: £1k |
| 07/01/2025 | WESTOE & WARDOUR ESTATES (LEASEHOLD) LTD | 1.6 yrs | South East | Real estate | Jun-2024, Trade Debtors: £4k, Debts: £4.2m, Net Assets: £-168k, Est PBT: £-194k |
| 14/01/2025 | SAI ARYAN PROPERTIES LIMITED | 8 yrs | South East | Real estate | May-2025, Debts: £758k, Net Assets: £1.3m, Staff: 16, Est PBT: £603k |
| 06/01/2025 | HILLCREST PROPERTY SERVICES LTD | 6.8 yrs | London | Real estate | Mar-2025, Net Assets: £-21k, Staff: 1, Est PBT: £-13k |
| 17/01/2025 | SNOW PROPERTY VENTURES LTD | 0.6 yrs | South East | Real estate | Jun-2025, Trade Debtors: £22k, Debts: £1.6m, Net Assets: £948k, Staff: 2 |
| 17/01/2025 | SMITH PROPERTIES LIMITED | 12.3 yrs | Midlands | Real estate | Sep-2024, Net Assets: £1.1m, Staff: 2, Est PBT: £778k |
| 06/01/2025 | MALLET DEVELOPMENTS LTD | 6.1 yrs | London | Real estate | Nov-2024, Net Assets: £-255k, Staff: 1, Est PBT: £63k |