Property Specialist
December 2025
38th in cohort
Birmingham Bank
December 2025 debenture analysis for Birmingham Bank. Property Specialist cohort, ranked 38th.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 0 | 3 | 21 | 25 | +16% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Birmingham Bank | 6 | £312k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 25 |
Top Regions
| Region | Count |
|---|---|
| South East | 6 |
| London | 6 |
| Yorkshire / Humber | 5 |
| South West | 4 |
| North West | 2 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 16/12/2025 | WORTHINGTON HOMES | 19.8 yrs | Yorkshire / | Real estate | Feb-2025, Debts: £2.6m, Net Assets: £534k, Staff: 1, Est PBT: £32k |
| 05/12/2025 | RENAISSANCE HOUSING LTD | 2.4 yrs | London | Real estate | Jul-2024, Debts: £2.4m, Net Assets: £-82k, Est PBT: £-98k |
| 15/12/2025 | AB PATEL INVESTMENTS | 12.7 yrs | London | Real estate | Apr-2025, Trade Debtors: £126k, Debts: £2.4m, Net Assets: £498k, Staff: 2 |
| 22/12/2025 | SIENOMA LTD | 4.4 yrs | South West | Real estate | Apr-2025, Debts: £329k, Net Assets: £-181k, Staff: 2, Est PBT: £-31k |
| 19/12/2025 | INCASTER LTD | 4.1 yrs | South East | Real estate | Feb-2025, Debts: £1.7m, Net Assets: £664k, Staff: 2, Est PBT: £15k |
| 03/12/2025 | NEW LEAF LETTINGS LIMITED | 6.1 yrs | Yorkshire / | Real estate | Nov-2024, Net Assets: £83k, Staff: 2, Est PBT: £39k |
| 19/12/2025 | B2 PROPERTY INVESTMENTS | 4.1 yrs | South East | Real estate | Nov-2024, Debts: £1.3m, Net Assets: £254k, Staff: 4, Est PBT: £291k |
| 23/12/2025 | BUTLER AND SHEP LIMITED | 2.1 yrs | London | Real estate | Dec-2024, Debts: £919k, Net Assets: £4k, Staff: 2, Est PBT: £5k |
| 12/12/2025 | REGENT ST LTD | 1.6 yrs | South West | Real estate | Mar-2025, Debts: £564k, Net Assets: £364k, Est PBT: £-62k |
| 02/12/2025 | TDL DEVELOPMENTS LIMITED | 3.3 yrs | South East | Real estate | Sep-2024, Net Assets: £17k, Est PBT: £14k |