Property Specialist
August 2025
24th in cohort
Birmingham Bank
August 2025 debenture analysis for Birmingham Bank. Property Specialist cohort, ranked 24th.
August 2025 Debenture Activity
Year-over-year comparison of debenture registrations for August 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 0 | 0 | 33 | 51 | +35% |
Borrower Profile
Average borrower characteristics compared to cohort for August 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Birmingham Bank | 6 | £312k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 49 |
| Building construction | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 15 |
| London | 13 |
| South West | 6 |
| Midlands | 5 |
| Yorkshire / Humber | 4 |
Notable New Debentures
Significant new debenture registrations in August 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 15/08/2025 | ENVISAGE PROPERTY LIMITED | 11.4 yrs | Midlands | Real estate | Mar-2025, Trade Debtors: £2k, Debts: £10.7m, Net Assets: £3.8m, Staff: 2 |
| 28/08/2025 | WORTHINGTON HOMES | 19.5 yrs | Yorkshire / | Real estate | Feb-2025, Debts: £2.6m, Net Assets: £534k, Staff: 1, Est PBT: £32k |
| 26/08/2025 | SAI ARYAN PROPERTIES ONE | 6.1 yrs | South East | Real estate | Jan-2025, Net Assets: £38k, Est PBT: £1k |
| 14/08/2025 | SANCTUM PROPERTIES LTD | 7.8 yrs | South East | Real estate | Nov-2024, Debts: £4.8m, Net Assets: £795k, Staff: 2, Est PBT: £-40k |
| 21/08/2025 | MIRDIT ESTATES LIMITED | 0.8 yrs | London | Real estate | Jul-2025, Net Assets: £-26k, Est PBT: £0k |
| 21/08/2025 | GARCHA NEST PROPERTIES | 9.8 yrs | East of England | Real estate | Nov-2024, Trade Debtors: £13k, Net Assets: £3.1m, Staff: 2, Est PBT: £45k |
| 21/08/2025 | HIGH LEVEL INVESTMENTS | 1.4 yrs | London | Real estate | Jul-2025, Net Assets: £2.9m, Est PBT: £0k |
| 01/08/2025 | RED REEF PROPERTY SERVICES | 8.3 yrs | South West | Real estate | Apr-2024, Debts: £1.5m, Other debts: £312k, Net Assets: £608k, Est PBT: £40k |
| 08/08/2025 | BSD WAY LTD | 7.8 yrs | London | Real estate | Oct-2024, Debts: £1.9m, Net Assets: £45k, Est PBT: £10k |
| 15/08/2025 | ROXWELL PROPERTY LTD | 6.9 yrs | South East | Real estate | Sep-2024, Debts: £1.4m, Net Assets: £-211k, Staff: 1, Est PBT: £-88k |