ABL + Invoice Finance
September 2025
2nd in cohort
Bibby Finance
September 2025 debenture analysis for Bibby Finance. ABL + Invoice Finance cohort, ranked 2nd.
September 2025 Debenture Activity
Year-over-year comparison of debenture registrations for September 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 49 | 63 | 53 | 65 | +18% |
Borrower Profile
Average borrower characteristics compared to cohort for September 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Bibby Finance | 9.8 | £277k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Specialist construction | 7 |
| Employment services | 7 |
| Financial services | 4 |
| Fabricated metal products | 4 |
| Land transport & logistics | 4 |
Top Regions
| Region | Count |
|---|---|
| South East | 19 |
| London | 11 |
| South West | 6 |
| Scotland | 5 |
| Yorkshire / Humber | 5 |
Notable New Debentures
Significant new debenture registrations in September 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 24/09/2025 | LINSCO LIMITED | 47.3 yrs | East Midlands | Employment services | Mar-2025, Turnover: £32.5m, Trade Debtors: £4.7m, Debts: £89k, Other debts: £2.6m |
| 05/09/2025 | T BALFE CONSTRUCTION | 41.3 yrs | East of England | Building construction | Dec-2024, Turnover: £27.6m, Trade Debtors: £4.5m, Debts: £1.1m, Other debts: £1.2m |
| 18/09/2025 | K4 SECURITY SERVICES | 7.4 yrs | London | Security services | May-2024, Trade Debtors: £758k, Debts: £35k, Net Assets: £486k, Staff: 129 |
| 23/09/2025 | INTEGRATED ESTATES | 6.9 yrs | South East | Property & facilities services | Feb-2025, Trade Debtors: £2.7m, Debts: £509k, Other debts: £169k, Net Assets: £56k |
| 10/09/2025 | STONE & CERAMIC LIMITED | 30.2 yrs | London | Specialist construction | Jul-2024, Trade Debtors: £2.3m, Debts: £956k, Net Assets: £3.3m, Staff: 14 |
| 29/09/2025 | PROFESSIONAL HEALTHCARE | 10 yrs | London | Employment services | Sep-2024, Net Assets: £-14k, Staff: 65, Est PBT: £2k |
| 30/09/2025 | VINE RECRUITMENT | 8.5 yrs | South East | Employment services | Mar-2025, Trade Debtors: £2k, Debts: £16k, Net Assets: £-26k, Staff: 43, Est PBT: £60k |
| 19/09/2025 | BAS | 1 yrs | EMBROIDERY & PRINTING 20 South East | - | Oct-2024, Trade Debtors: £190k, Debts: £367k, Net Assets: £12k, Staff: 23 |
| 30/09/2025 | THE SOLUTION GROUP | 7.2 yrs | South East | - | Dec-2024, Trade Debtors: £525k, Debts: £21k, Net Assets: £20k, Staff: 9 |
| 01/09/2025 | TUBE PRODUCTS (SW) LTD | 4.7 yrs | South West | Fabricated metal products | Dec-2023, Net Assets: £36k, Staff: 15, Est PBT: £-56k |