ABL + Invoice Finance
October 2025
1st in cohort
Bibby Finance
October 2025 debenture analysis for Bibby Finance. ABL + Invoice Finance cohort, ranked 1st.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 47 | 57 | 70 | 87 | +20% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Bibby Finance | 9.8 | £277k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 10 |
| Specialist construction | 9 |
| Financial services | 7 |
| Land transport & logistics | 6 |
| Wholesale trade | 5 |
Top Regions
| Region | Count |
|---|---|
| South East | 21 |
| Midlands | 15 |
| London | 14 |
| North West | 10 |
| East of England | 9 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 13/10/2025 | DIVERSE REC LIMITED | 12.3 yrs | London | Employment services | Dec-2024, Turnover: £78.5m, Trade Debtors: £6.3m, Debts: £431k, Net Assets: £623k |
| 14/10/2025 | KOMPLEX GROUP LTD | 7.2 yrs | Midlands | Human health | Dec-2024, Turnover: £15.1m, Trade Debtors: £144k, Debts: £131k, Other debts: £137k |
| 08/10/2025 | SYMCLEAN INDUSTRIAL | 11.5 yrs | North West | - | May-2025, Trade Debtors: £489k, Debts: £251k, Net Assets: £27k, Staff: 184 |
| 08/10/2025 | COBWEBS FIRST LTD | 12.7 yrs | North West | Property & facilities services | Mar-2025, Net Assets: £95k, Staff: 137, Est PBT: £8k |
| 09/10/2025 | KOMPLEX COMMUNITY LTD | 5 yrs | Midlands | Social work | Dec-2024, Turnover: £7.9m, Net Assets: £1.9m, Staff: 130, Est PBT: £1.1m |
| 09/10/2025 | KOMPLEX CARE LIMITED | 6.2 yrs | Midlands | Human health | Dec-2024, Trade Debtors: £67k, Debts: £131k, Other debts: £126k, Net Assets: £-78k |
| 22/10/2025 | AA EURO RECRUITMENT UK | 16.6 yrs | London | Personal services | Dec-2024, Turnover: £17.5m, Trade Debtors: £2.4m, Debts: £1.9m, Net Assets: £102k |
| 29/10/2025 | ANCHUSA CARE LIMITED | 9.3 yrs | South East | Human health | Jul-2025, Net Assets: £332k, Staff: 86, Est PBT: £52k |
| 02/10/2025 | A.P. (EAST ANGLIA) LIMITED | 28.4 yrs | East of England | - | Dec-2024, Trade Debtors: £2.1m, Debts: £3.7m, Net Assets: £3.5m, Staff: 15 |
| 28/10/2025 | SVK CARE LTD | 13.2 yrs | East Midlands | Personal services | Jul-2024, Trade Debtors: £300k, Debts: £27k, Net Assets: £134k, Staff: 69 |