ABL + Invoice Finance
November 2025
2nd in cohort
Bibby Finance
November 2025 debenture analysis for Bibby Finance. ABL + Invoice Finance cohort, ranked 2nd.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 47 | 67 | 65 | 67 | +3% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Bibby Finance | 9.8 | £277k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Specialist construction | 10 |
| Land transport & logistics | 10 |
| Wholesale trade | 6 |
| Employment services | 4 |
| Financial services | 4 |
Top Regions
| Region | Count |
|---|---|
| South East | 15 |
| Midlands | 12 |
| North West | 9 |
| Yorkshire / Humber | 8 |
| London | 8 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 27/11/2025 | HANKINSON WHITTLE LIMITED | 7.5 yrs | North West | Specialist construction | Mar-2025, Turnover: £23.9m, Trade Debtors: £3.1m, Debts: £272k, Net Assets: £1.0m |
| 20/11/2025 | C SPARKS & SONS LIMITED | 54.3 yrs | South West | Land transport & logistics | Jan-2024, Turnover: £18.0m, Trade Debtors: £2.5m, Debts: £5.8m, Net Assets: £997k |
| 27/11/2025 | TRINITY HEALTHCARE PLUS | 10.3 yrs | London | Human health | Jul-2024, Net Assets: £990k, Staff: 107, Est PBT: £109k |
| 03/11/2025 | QUINN DEVELOPMENTS NW | 11.7 yrs | North West | Specialist construction | Aug-2024, Trade Debtors: £2.4m, Debts: £1.5m, Net Assets: £661k, Staff: 8 |
| 24/11/2025 | TELCOSS LTD | 6.6 yrs | North East | - | Apr-2025, Trade Debtors: £1.4m, Debts: £4.7m, Net Assets: £1.3m, Staff: 76 |
| 19/11/2025 | LANCASHIRE CARE LIMITED | 8.6 yrs | North West | Employment services | Jul-2024, Net Assets: £64k, Staff: 66, Est PBT: £-107k |
| 27/11/2025 | ELLIOTTS FACILITIES | 8.4 yrs | South East | Property & facilities services | Dec-2024, Net Assets: £-76k, Staff: 60, Est PBT: £-19k |
| 26/11/2025 | APEX SHEFFIELD LIMITED | 27.7 yrs | Yorkshire / | - | Aug-2025, Trade Debtors: £1.3m, Debts: £1.2m, Net Assets: £1.5m, Staff: 55 |
| 04/11/2025 | YORKSHIRE TRAVEL GROUP | 5.2 yrs | Yorkshire / | - | Sep-2024, Trade Debtors: £286k, Debts: £346k, Net Assets: £264k, Staff: 43 |
| 03/11/2025 | GILLARDS TRANSPORT LIMITED | 47.4 yrs | South West | - | Aug-2024, Trade Debtors: £1.0m, Debts: £548k, Net Assets: £-90k, Staff: 20 |