ABL + Invoice Finance
July 2025
1st in cohort
Bibby Finance
July 2025 debenture analysis for Bibby Finance. ABL + Invoice Finance cohort, ranked 1st.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 52 | 44 | 74 | 95 | +22% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Bibby Finance | 9.8 | £277k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Specialist construction | 18 |
| Land transport & logistics | 8 |
| Financial services | 7 |
| Wholesale trade | 6 |
| Employment services | 5 |
Top Regions
| Region | Count |
|---|---|
| South East | 16 |
| London | 12 |
| Midlands | 12 |
| Scotland | 10 |
| North East | 10 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 08/07/2025 | CITY METALS RECYCLING LTD | 13.9 yrs | South East | Waste management | Dec-2024, Turnover: £38.6m, Trade Debtors: £1.4m, Debts: £1.4m, Net Assets: £1.3m |
| 18/07/2025 | SPARK GLOBAL BT LIMITED | 1.6 yrs | London | Financial services | Dec-2024, Turnover: £25.2m, Trade Debtors: £2.9m, Debts: £1.1m, Net Assets: £-15.7m |
| 30/07/2025 | BWS | 2025 yrs | LTD. 21 East Midlands | - | Mar-2024, Turnover: £20.4m, Trade Debtors: £2.2m, Debts: £1.3m, Other debts: £313k |
| 25/07/2025 | A.B. | 2000 yrs | LTD. 30.5 Scotland | - | Dec-2024, Turnover: £10.2m, Trade Debtors: £1.5m, Debts: £5.5m, Net Assets: £2.7m |
| 02/07/2025 | GDL DRYLINING LIMITED | 2.9 yrs | London | Building construction | Aug-2025, Trade Debtors: £2.3m, Debts: £79k, Net Assets: £320k, Staff: 12 |
| 14/07/2025 | TKP SURFACING LIMITED | 28.2 yrs | South East | - | Oct-2024, Trade Debtors: £2.1m, Debts: £960k, Net Assets: £418k, Staff: 16 |
| 28/07/2025 | FUTURE HEAT & POWER | 5.6 yrs | North East | Specialist construction | Dec-2024, Trade Debtors: £2.1m, Debts: £14k, Net Assets: £592k, Staff: 13 |
| 01/07/2025 | WSE SERVICES LTD | 3.9 yrs | South East | Employment services | Aug-2023, Net Assets: £-265k, Staff: 60, Est PBT: £-303k |
| 18/07/2025 | MITCHELL STORAGE & | 27.2 yrs | East Midlands | Logistics & warehousing | May-2024, Trade Debtors: £1.2m, Debts: £137k, Other debts: £169k, Net Assets: £-121k |
| 23/07/2025 | SOLTECH SYSTEMS LIMITED | 26.1 yrs | South East | Office & business support | Dec-2024, Trade Debtors: £197k, Net Assets: £4.9m, Staff: 52, Est PBT: £-928k |