ABL + Invoice Finance
January 2026
2nd in cohort
Bibby Finance
January 2026 debenture analysis for Bibby Finance. ABL + Invoice Finance cohort, ranked 2nd.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 40 | 60 | 31 | 47 | +16 | +52% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Bibby Finance | 9.5 | £448k |
| Cohort average | 10.1 | £708k |
Top Sectors
| Sector | Count |
|---|---|
| Specialist construction | 6 |
| Building construction | 5 |
| Employment services | 4 |
| Land transport & logistics | 4 |
| Wholesale trade | 2 |
Top Regions
| Region | Count |
|---|---|
| Yorkshire / Humber | 8 |
| London | 7 |
| South East | 7 |
| North West | 6 |
| Midlands | 6 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 28/01/2026 | MRS UNIS SPICY FOODS | 28.5 yrs | Scotland | - | Jan-2025, Trade Debtors: £322k, Debts: £148k, Net Assets: £-128k, Staff: 41 |
| 26/01/2026 | GLOBAL SECURITY GUARDS | 6 yrs | London | Security services | Feb-2025, Net Assets: £15k, Staff: 36, Est PBT: £21k |
| 22/01/2026 | CRUCIAL ENGINEERING LTD | 9.8 yrs | Yorkshire / | Specialist construction | Apr-2024, Trade Debtors: £786k, Debts: £309k, Net Assets: £1.1m, Staff: 35 |
| 16/01/2026 | UK DOORS ONLINE LIMITED | 5.7 yrs | Yorkshire / | Fabricated metal products | May-2024, Trade Debtors: £500k, Debts: £264k, Net Assets: £1.6m, Staff: 34 |
| 27/01/2026 | D.P. SKIP HIRE LIMITED | 30.7 yrs | Midlands | Waste management | May-2025, Trade Debtors: £353k, Debts: £837k, Net Assets: £349k, Staff: 32 |
| 23/01/2026 | INSPEC SOLUTIONS LTD | 26.4 yrs | Yorkshire / | IT programming / consulting | Dec-2024, Trade Debtors: £416k, Net Assets: £325k, Staff: 31, Est PBT: £-612k |
| 20/01/2026 | SPECIFIC HEAT (LONDON) LTD | 15.2 yrs | London | Specialist construction | Oct-2024, Trade Debtors: £884k, Net Assets: £427k, Staff: 25, Est PBT: £533k |
| 15/01/2026 | ASL CATERING AGENCY | 9.3 yrs | North West | Office & business support | Sep-2024, Net Assets: £0k, Staff: 29, Est PBT: £0k |
| 19/01/2026 | COOLING COMPONENTS | 22.1 yrs | Midlands | Wholesale & retail trade | May-2025, Trade Debtors: £757k, Debts: £20k, Net Assets: £623k, Staff: 11 |
| 26/01/2026 | SPEYPROJECTS LTD | 12.7 yrs | Scotland | - | May-2025, Trade Debtors: £408k, Debts: £381k, Net Assets: £203k, Staff: 25 |