ABL + Invoice Finance
January 2025
2nd in cohort
Bibby Finance
January 2025 debenture analysis for Bibby Finance. ABL + Invoice Finance cohort, ranked 2nd.
January 2025 Debenture Activity
Year-over-year comparison of debenture registrations for January 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 44 | 40 | 60 | 31 | -94% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Bibby Finance | 12.5 | £260k |
| Cohort average | 9.7 | £901k |
Top Sectors
| Sector | Count |
|---|---|
| Specialist construction | 5 |
| Security services | 3 |
| Office & business support | 3 |
| Fabricated metal products | 2 |
| Land transport & logistics | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 9 |
| Midlands | 7 |
| North West | 5 |
| Yorkshire / Humber | 4 |
| London | 3 |
Notable New Debentures
Significant new debenture registrations in January 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 31/01/2025 | TAG CONSTRUCTION LIMITED | 28.7 yrs | London | Civil engineering | Nov-2024, Trade Debtors: £710k, Debts: £180k, Net Assets: £2.3m, Staff: 207, Est PBT: £1.8m |
| 07/01/2025 | WORKFORCE PARTNERS LIMITED | 3.9 yrs | Midlands | Office & business support | Sep-2024, Turnover: £22.4m, Trade Debtors: £3.0m, Debts: £16k, Net Assets: £67k, Staff: 55, Est PBT: £291k |
| 22/01/2025 | FRANCHI PLC | 39 yrs | London | Retail trade | Sep-2024, Turnover: £6.6m, Trade Debtors: £2.0m, Debts: £17k, Other debts: £1.8m, Net Assets: £-404k, Staff: 75, Est PBT: £212k |
| 22/01/2025 | JRC IMPORTS LIMITED | 21.9 yrs | London | Wholesale trade | Feb-2024, Trade Debtors: £1.8m, Debts: £700k, Other debts: £672k, Staff: 18, Est PBT: £-895k |
| 20/01/2025 | T.BAKER & SONS(TRANSPORT)LIMITED | 72.9 yrs | Midlands | Land transport & logistics | Dec-2024, Trade Debtors: £244k, Debts: £71k, Net Assets: £1.2m, Staff: 34 |
| 31/01/2025 | CHLOBO GROUP LTD | 9.4 yrs | North West | Manufacturing (other) | Mar-2025, Trade Debtors: £495k, Net Assets: £1.9m, Staff: 30, Est PBT: £-206k |
| 27/01/2025 | BREEZEFREE LIMITED | 24.6 yrs | South East | Office & business support | Dec-2024, Trade Debtors: £605k, Debts: £71k, Net Assets: £57k, Staff: 29 |
| 20/01/2025 | PEN CUTTING TOOLS LIMITED | 56.2 yrs | Yorkshire / Humber | Fabricated metal products | Dec-2023, Trade Debtors: £283k, Debts: £430k, Net Assets: £559k, Staff: 28 |
| 24/01/2025 | MG ALUMINIUM SOLUTIONS LTD | 5 yrs | Midlands | Fabricated metal products | Jan-2025, Net Assets: £-55k, Staff: 24, Est PBT: £-97k |
| 17/01/2025 | PREMIER ELECTRICAL SERVICES LIMITED | 23.3 yrs | Midlands | Specialist construction | Oct-2025, Trade Debtors: £454k, Debts: £24k, Net Assets: £1.9m, Staff: 12, Est PBT: £72k |