ABL + Invoice Finance
August 2025
1st in cohort
Bibby Finance
August 2025 debenture analysis for Bibby Finance. ABL + Invoice Finance cohort, ranked 1st.
August 2025 Debenture Activity
Year-over-year comparison of debenture registrations for August 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 461 | 411 | 579 | 521 | -11% |
Borrower Profile
Average borrower characteristics compared to cohort for August 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Bibby Finance | 9.8 | £277k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Land transport & logistics | 11 |
| Specialist construction | 7 |
| Security services | 5 |
| Fabricated metal products | 5 |
| Wholesale trade | 5 |
Top Regions
| Region | Count |
|---|---|
| North West | 13 |
| South East | 11 |
| London | 9 |
| Yorkshire / Humber | 9 |
| Midlands | 8 |
Notable New Debentures
Significant new debenture registrations in August 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 21/08/2025 | N5 SECURITY LTD | 4.3 yrs | London | Security services | May-2025, Trade Debtors: £454k, Net Assets: £234k, Staff: 149, Est PBT: £58k |
| 22/08/2025 | ETHICA SERVICES LIMITED | 7.9 yrs | South East | Social work | Oct-2024, Trade Debtors: £450k, Debts: £44k, Net Assets: £313k, Staff: 144 |
| 29/08/2025 | GREEN HOME SYSTEMS | 11.2 yrs | Scotland | Specialist construction | Jun-2024, Trade Debtors: £933k, Debts: £23k, Net Assets: £2.0m, Staff: 91 |
| 08/08/2025 | B.M. COACHES AND RENTAL | 19.1 yrs | London | - | Dec-2024, Trade Debtors: £821k, Debts: £260k, Net Assets: £1.1m, Staff: 73 |
| 28/08/2025 | HAZELCARE LIMITED | 6.8 yrs | South West | Human health | Mar-2025, Trade Debtors: £144k, Debts: £30k, Net Assets: £186k, Staff: 70 |
| 20/08/2025 | S D SAMUELS LIMITED | 17.3 yrs | South East | Specialist construction | Dec-2024, Trade Debtors: £1.9m, Debts: £133k, Net Assets: £1.2m, Staff: 10 |
| 11/08/2025 | CLAREMONT CONSULTING | 22.8 yrs | East of England | - | Dec-2023, Trade Debtors: £1.5m, Debts: £1.0m, Net Assets: £724k, Staff: 41 |
| 12/08/2025 | W4U SOLUTIONS LTD | 5.1 yrs | North West | Wholesale trade | Jul-2024, Net Assets: £7k, Staff: 50, Est PBT: £0k |
| 29/08/2025 | N.Y.A & SONS TRANS LTD | 10.8 yrs | South East | - | Oct-2025, Trade Debtors: £804k, Debts: £4.8m, Net Assets: £447k, Staff: 28 |
| 04/08/2025 | CARE WITH ACTIONS LIMITED | 3.2 yrs | South East | Employment services | May-2024, Net Assets: £0k, Staff: 48, Est PBT: £-8k |