Property Specialist
January 2026
35th in cohort
Bath and West Finance
January 2026 debenture analysis for Bath and West Finance. Property Specialist cohort, ranked 35th.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 2 | 2 | 8 | 17 | +9 | +113% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Bath and West Finance | 4.1 | £173k |
| Cohort average | 4.5 | £378k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 12 |
| Building construction | 3 |
| Financial services | 1 |
| Waste management | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 8 |
| South East | 4 |
| South West | 2 |
| Midlands | 1 |
| Yorkshire / Humber | 1 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 13/01/2026 | LONDON HERITAGE | 28.6 yrs | London | Real estate | Sep-2024, Debts: £7.9m, Net Assets: £1.3m, Staff: 1, Est PBT: £-401k |
| 31/01/2026 | WELWYN SERVICES LIMITED | 18.5 yrs | South East | Waste management | Jul-2024, Trade Debtors: £94k, Debts: £269k, Net Assets: £1.2m, Staff: 3 |
| 05/01/2026 | ARKITEKTON NUNNERY FIELDS | 4.8 yrs | South East | Real estate | Mar-2025, Debts: £499k, Net Assets: £1k |
| 09/01/2026 | BRANCHFLOWER FARM LTD | 3 yrs | South West | Building construction | Jan-2025, Net Assets: £-11k, Staff: 4 |
| 19/01/2026 | SWAN PROPERTIES | 2.1 yrs | Yorkshire / | Building construction | Dec-2024, Debts: £260k, Net Assets: £-10k, Staff: 2 |
| 01/01/2026 | NASHA LIMITED | 8.8 yrs | London | Real estate | Mar-2025, Debts: £376k, Net Assets: £24k, Staff: 1, Est PBT: £15k |
| 26/01/2026 | JSR HOLDINGS CORNWALL LTD | 2.2 yrs | South West | Financial services | Apr-2025, Net Assets: £7k, Est PBT: £0k |
| 30/01/2026 | KHN HOLDINGS LTD | 0.2 yrs | London 0 Real estate | - | - |
| 07/01/2026 | SYDNEY HOUSE | 0.2 yrs | London 0 Real estate DEVELOPMENT LIMITED | - | - |
| 07/01/2026 | RDR ESTATES & HOLDINGS LTD | 0.2 yrs | South East 0 Real estate | - | - |