Other banks
October 2025
12th in cohort
Bank of Ireland
October 2025 debenture analysis for Bank of Ireland. Other banks cohort, ranked 12th.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 10 | 23 | 40 | 26 | -54% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Bank of Ireland | 12.6 | £4.4m |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Financial services | 9 |
| Real estate | 7 |
| Insurance & pensions | 3 |
| Building construction | 2 |
| Accommodation | 1 |
Top Regions
| Region | Count |
|---|---|
| Northern Ireland | 16 |
| East of England | 9 |
| London | 1 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 30/10/2025 | MSC RE LTD | 3.9 yrs | Northern Ireland | Real estate | Dec-2024, Net Assets: £9.4m, Staff: 1, Est PBT: £-941k |
| 22/10/2025 | OAKLEAF EUROPE (HOLDINGS) | 7.1 yrs | Northern Ireland | Financial services | Dec-2024, Turnover: £24.5m, Trade Debtors: £1.3m, Debts: £339k, Net Assets: £10.1m |
| 28/10/2025 | INSIGHT FINANCIAL | 21.7 yrs | East of England | - | Aug-2024, Turnover: £15.3m, Trade Debtors: £386k, Debts: £341k, Other debts: £454k |
| 22/10/2025 | 1 OAK LEISURE IRELAND LTD | 13.7 yrs | Northern Ireland | - | Aug-2024, Trade Debtors: £2k, Debts: £306k, Net Assets: £-1.0m, Staff: 54 |
| 10/10/2025 | PRO DRIVE IRELAND LTD | 18.6 yrs | Northern Ireland | Machinery & equipment | Mar-2025, Net Assets: £3.8m, Staff: 24, Est PBT: £714k |
| 13/10/2025 | B & D INVESTMENT | 2.3 yrs | Northern Ireland | Real estate | Mar-2025, Net Assets: £-177k |
| 21/10/2025 | ESPS DEVELOPMENTS LIMITED | 10.8 yrs | Northern Ireland | Building construction | Jun-2024, Net Assets: £1.7m, Est PBT: £153k |
| 28/10/2025 | INSIGHT GROUP HOLDINGS | 5.3 yrs | East of England | Financial services | Aug-2024, Net Assets: £-665k, Est PBT: £-459k |
| 28/10/2025 | SOPHEX LIMITED | 19.3 yrs | East of England | Financial services | Aug-2024, Net Assets: £323k, Staff: 10, Est PBT: £-238k |
| 06/10/2025 | CJD CONTRACTS NI LIMITED | 5.1 yrs | Northern Ireland | Mining & quarrying | Jul-2024, Trade Debtors: £274k, Net Assets: £193k, Staff: 9, Est PBT: £116k |