Other banks
July 2025
13th in cohort
Bank of Ireland
July 2025 debenture analysis for Bank of Ireland. Other banks cohort, ranked 13th.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 19 | 18 | 44 | 20 | -120% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Bank of Ireland | 12.6 | £4.4m |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 5 |
| Building construction | 4 |
| Food manufacturing | 3 |
| Wholesale trade | 2 |
| Paper products | 1 |
Top Regions
| Region | Count |
|---|---|
| Northern Ireland | 11 |
| London | 4 |
| North West | 3 |
| South East | 1 |
| Scotland | 1 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 07/07/2025 | LACPATRICK DAIRIES (NI) | 9.9 yrs | Northern Ireland | Food manufacturing | Dec-2024, Turnover: £381.1m, Trade Debtors: £27.6m, Net Assets: £18.0m, Staff: 317 |
| 03/07/2025 | LAKELAND DAIRY SALES | 4.3 yrs | Northern Ireland | Wholesale trade | Dec-2024, Turnover: £142.9m, Net Assets: £3.7m, Est PBT: £1.4m |
| 31/07/2025 | KEPAK KIRKHAM LIMITED | 21.3 yrs | North West | - | Dec-2024, Turnover: £104.9m, Trade Debtors: £48k, Net Assets: £23.3m, Staff: 449 |
| 01/07/2025 | CITY WHARF GLASGOW | 0.4 yrs | North West | Real estate | Jul-2025, Debts: £9.9m, Net Assets: £24.2m, Est PBT: £-60k |
| 31/07/2025 | MEATSNACKS GROUP LTD. | 18.2 yrs | North West | Food manufacturing | Mar-2025, Turnover: £440k, Net Assets: £20.8m, Staff: 4, Est PBT: £6.6m |
| 28/07/2025 | MJF UK HOLDINGS LIMITED | 28.7 yrs | London | - | Dec-2024, Turnover: £14.3m, Trade Debtors: £1.9m, Net Assets: £15.0m, Staff: 55 |
| 28/07/2025 | MJF GROUP LIMITED | 33.9 yrs | London | Real estate | Dec-2024, Turnover: £1.1m, Net Assets: £12.1m, Staff: 6, Est PBT: £602k |
| 28/07/2025 | BIOPAX LIMITED | 6.8 yrs | Northern Ireland | - | Jun-2024, Trade Debtors: £883k, Debts: £3.2m, Net Assets: £1.7m, Staff: 24 |
| 25/07/2025 | KILLULTAGH HOLDINGS | 10.1 yrs | Northern Ireland | Financial services | Mar-2025, Net Assets: £7.0m, Est PBT: £-3.5m |
| 28/07/2025 | MJF BUSINESS SERVICES | 27.5 yrs | London | Specialist construction | Dec-2024, Trade Debtors: £987k, Net Assets: £2.9m, Staff: 29, Est PBT: £258k |