Other banks
January 2026
16th in cohort
Bank of Ireland
January 2026 debenture analysis for Bank of Ireland. Other banks cohort, ranked 16th.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 16 | 9 | 16 | 12 | -4 | -25% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Bank of Ireland | 16.3 | £39.2m |
| Cohort average | 11.4 | £28.3m |
Top Sectors
| Sector | Count |
|---|---|
| Wood products | 3 |
| Real estate | 3 |
| Head offices & consultancy | 1 |
| Specialist construction | 1 |
| Food manufacturing | 1 |
Top Regions
| Region | Count |
|---|---|
| Northern Ireland | 5 |
| Midlands | 3 |
| South West | 1 |
| Scotland | 1 |
| Wales | 1 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 20/01/2026 | DUNBIA (UK) | 28.6 yrs | South West | Food manufacturing | Dec-2024, Turnover: £1681.3m, Trade Debtors: £178.7m, Debts: £3.2m |
| 30/01/2026 | PONTRILAS GROUP LIMITED | 19.2 yrs | Midlands | - | Jul-2024, Turnover: £112.8m, Trade Debtors: £24.0m, Debts: £8.3m, Net Assets: £51.2m |
| 30/01/2026 | GLENNON BROS. UK HOLDINGS | 20.8 yrs | Scotland | Wood products | Dec-2024, Net Assets: £-593k, Staff: 3, Est PBT: £-147k |
| 30/01/2026 | PONTRILAS SAWMILLS LIMITED | 77.5 yrs | Midlands | - | Jul-2024, Turnover: £64.3m, Trade Debtors: £11.7m, Debts: £6.2m, Net Assets: £27.8m |
| 30/01/2026 | PONTRILAS PACKAGING | 36.7 yrs | Wales | Wood products | Jul-2024, Turnover: £43.7m, Trade Debtors: £9.2m, Debts: £1.7m, Net Assets: £16.9m |
| 16/01/2026 | MCVEIGH CONTRACTS LIMITED | 19.9 yrs | Northern Ireland | Office & business support | Mar-2025, Trade Debtors: £293k, Debts: £337k, Other debts: £13k, Net Assets: £1.1m |
| 30/01/2026 | PONTRILAS MERCHANTS | 48.2 yrs | Midlands | Wholesale trade | Jul-2024, Turnover: £15.3m, Trade Debtors: £2.4m, Debts: £373k, Net Assets: £6.2m |
| 20/01/2026 | PURE ENGINEERING GROUP | 10.4 yrs | Northern Ireland | Specialist construction | Aug-2024, Net Assets: £2.8m, Est PBT: £379k |
| 06/01/2026 | ELM GRANGE COMPANY | 10.5 yrs | Northern Ireland | Building construction | Jun-2025, Net Assets: £-17k, Staff: 1, Est PBT: £-21k |
| 06/01/2026 | MULLYNEILL PROPERTIES | 2.1 yrs | Northern Ireland | Real estate | Dec-2024, Net Assets: £0k, Est PBT: £0k |