Other banks
December 2025
11th in cohort
Bank of Ireland
December 2025 debenture analysis for Bank of Ireland. Other banks cohort, ranked 11th.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 31 | 23 | 31 | 32 | +3% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Bank of Ireland | 12.6 | £4.4m |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 6 |
| Financial services | 5 |
| Building construction | 3 |
| Other professional services | 3 |
| Retail trade | 2 |
Top Regions
| Region | Count |
|---|---|
| Northern Ireland | 28 |
| London | 4 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 19/12/2025 | JECK LTD | 13 yrs | Northern Ireland | Real estate | Feb-2025, Turnover: £11.7m, Trade Debtors: £3.6m, Debts: £140k, Net Assets: £23.2m |
| 15/12/2025 | EDGAR TRANSPORT LTD | 12.6 yrs | Northern Ireland | Land transport & logistics | Aug-2025, Net Assets: £605k, Staff: 128, Est PBT: £-228k |
| 23/12/2025 | INN HOUSE LIMITED | 19.4 yrs | Northern Ireland | Food & beverage services | Dec-2024, Net Assets: £1.4m, Staff: 101, Est PBT: £209k |
| 10/12/2025 | MOUNTVALE PRIVATE | 15.6 yrs | Northern Ireland | Residential care | Dec-2024, Trade Debtors: £61k, Debts: £18k, Net Assets: £748k, Staff: 85 |
| 19/12/2025 | ERRIGAL TECHNOLOGIES UK | 2.7 yrs | London | Other professional services | Dec-2024, Net Assets: £5.9m, Staff: 6, Est PBT: £7.4m |
| 17/12/2025 | ARDSTRAW QUARRIES LTD | 14.9 yrs | Northern Ireland | Mining & quarrying | Jan-2025, Trade Debtors: £484k, Debts: £1.3m, Net Assets: £2.0m, Staff: 15 |
| 08/12/2025 | INSEC N.IRELAND LTD | 15.6 yrs | Northern Ireland | Security services | Aug-2025, Trade Debtors: £661k, Debts: £0k, Net Assets: £774k, Staff: 26 |
| 16/12/2025 | MCGETTIGAN HOMES LTD | 9.6 yrs | Northern Ireland | Building construction | Mar-2025, Trade Debtors: £72k, Debts: £14k, Net Assets: £2.9m, Staff: 5 |
| 04/12/2025 | FELIX MCEVOY LIMITED | 17.7 yrs | Northern Ireland | Retail trade | Mar-2025, Trade Debtors: £733k, Debts: £703k, Net Assets: £608k, Staff: 16 |
| 10/12/2025 | ROAR AND EXPLORE DAIRY | 7.6 yrs | Northern Ireland | - | Dec-2024, Turnover: £681k, Trade Debtors: £0k, Debts: £19k, Net Assets: £147k |