Challenger banks
September 2025
3rd in cohort
Allica Bank
September 2025 debenture analysis for Allica Bank. Challenger banks cohort, ranked 3rd.
September 2025 Debenture Activity
Year-over-year comparison of debenture registrations for September 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 57 | 78 | 98 | 121 | +19% |
Borrower Profile
Average borrower characteristics compared to cohort for September 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Allica Bank | 10.4 | £1.2m |
| Cohort average | 6.5 | £636k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 48 |
| Retail trade | 9 |
| Financial services | 8 |
| Residential care | 7 |
| Accommodation | 6 |
Top Regions
| Region | Count |
|---|---|
| South East | 26 |
| Midlands | 24 |
| London | 14 |
| North West | 13 |
| Scotland | 8 |
Notable New Debentures
Significant new debenture registrations in September 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 01/09/2025 | OMEGA RESIDENTIAL LIMITED | 24.9 yrs | London | - | Mar-2025, Trade Debtors: £36k, Debts: £40.1m, Net Assets: £52.1m, Staff: 4 |
| 17/09/2025 | A&B ENGINEERING MEP | 2.9 yrs | North West | Specialist construction | Feb-2025, Turnover: £59.9m, Trade Debtors: £14.1m, Debts: £670k, Net Assets: £7.0m |
| 17/09/2025 | A. & B. ENGINEERING | 47.3 yrs | North West | - | Feb-2025, Turnover: £59.9m, Debts: £670k, Net Assets: £2.3m, Staff: 79 |
| 05/09/2025 | J & J ORMEROD PLC | 57.3 yrs | North West | Manufacturing (other) | Feb-2025, Turnover: £32.7m, Trade Debtors: £4.2m, Debts: £5.5m, Net Assets: £17.1m |
| 30/09/2025 | ORL HOLDINGS LTD | 9.8 yrs | London | Real estate | Mar-2025, Trade Debtors: £9k, Debts: £13.2m, Net Assets: £18.2m, Staff: 2 |
| 15/09/2025 | OAK TREE (LINCOLNSHIRE) | 19.5 yrs | East of England | Human health | Jan-2025, Turnover: £4.8m, Trade Debtors: £38k, Debts: £5.2m, Net Assets: £3.2m |
| 08/09/2025 | PEBBLESTONES LIMITED | 11.8 yrs | South East | Residential care | Nov-2024, Trade Debtors: £681k, Net Assets: £1.1m, Staff: 179, Est PBT: £326k |
| 23/09/2025 | SPRINGHILL PROPERTY | 9.3 yrs | South East | Real estate | Mar-2025, Debts: £11.5m, Net Assets: £6.8m, Est PBT: £229k |
| 15/09/2025 | LINCS CARE HOMES LIMITED | 1.3 yrs | Midlands | Human health | Jan-2025, Trade Debtors: £188k, Net Assets: £-4k, Staff: 150, Est PBT: £-9k |
| 23/09/2025 | ROSTURK HOUSE LIMITED | 26.6 yrs | Scotland | Residential care | Mar-2025, Turnover: £4.3m, Trade Debtors: £501k, Debts: £1.7m, Net Assets: £8.2m |